The neighbors
Clubs, shows and a full calendar
An activities director, resident clubs, dances, theater and chorus in the ballroom, and card games, billiards and pottery.
Estero, Florida
Cascades at Estero Homes for Sale
Cascades at Estero is a gated 55-plus community of 614 single-family homes off Estero Parkway in Estero, Florida 33928, between US 41 and Three Oaks Parkway. Its homes share a clubhouse with indoor and outdoor pools, a ballroom, a fitness center, Har-Tru tennis courts, pickleball and bocce.
Southwest Florida › Estero › Cascades at Estero
Cascades at Estero: a 55-plus clubhouse community off Estero Parkway
Neighbors fill the clubhouse calendar with dances, theater and chorus, card games, pottery and league tennis. Lawn care, cable TV and the amenities all come with one association fee.
Cascades at Estero at a glance
Homes
614
Built
2003 to 2007
Who can live here
55-plus
Why Residents Choose Cascades
Cascades at Estero amenities, from the ballroom to the tennis courts
Every owner shares the clubhouse, the pools, the fitness center and the courts, and lawn care comes with every home.
The clubhouse
Indoor and outdoor pools and a fitness center
An outdoor pool joined to an indoor pool, a second pool, and a fitness center with a dance studio and saunas.
The courts
Har-Tru tennis, pickleball and bocce
Five Har-Tru tennis courts with a tennis pro and league teams, four pickleball courts and lighted bocce.
What comes with every home
Every home pays one association fee, $1,562 a quarter in 2026. It covers the shared spaces and several services at your own home.
Gates
resident access gates at the entrance
Lawn care
grass, landscaping, sprinklers and outside pest control at every home
Cable TV
for every home, in the association fee
Clubhouse
pools, a ballroom, a fitness center and courts, with staff
Alarm monitoring
central monitoring for each home’s alarm system
Lakes and roads
lakes, preserve, private roads and street lights
One fee, no club dues and no CDD. See what it costs to own here.
Browse the Market
Homes for Sale in Cascades at Estero
See the newest active Cascades at Estero listings from the MLS. Use the button below the homes to see them all and filter by price, home type, or beds. New to the area? Our Southwest Florida home buying guide walks you through each step.
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What’s nearby
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What Cascades at Estero homes sold for in the past 12 months
What changed
The Cascades at Estero median sale price fell about 9% over the past 12 months as sales rose. Forty-one homes sold at a median of $418,000, against 32 at $457,500 the year before. On November 5, three homes were under contract, down from five on October 1.
Single-family homes
$418,000Median sold price, past 12 months
9% lower than the year before ($457,500)
- Homes sold
- 4132 the year before
- For sale now
- 6
- Previously listed
- 0 of 6Earlier listing ended in the past 12 months
- Under contract
- 35 a month earlier
- Months of supply
- 1.8 months
- Median days on market
- 39 days
- Share of final asking price
- 95.6%
- Price per square foot
- $226$247 the year before
- Sold price range
- $275,000 to $650,000
- Asking prices now
- $399,990 to $450,000
Home types follow the MLS building categories, with filing errors corrected where the listing shows a different home type.
Sold on the first try, or relisted first
Homes that sold in the past 12 months, split by whether an earlier listing had failed in the year before. Days for relisted homes add up every listing; days for first-try sales count only the listing that sold.
| Home type | Sold on the first try | Relisted before selling | Relisted homes, median amount below their last listed price |
|---|---|---|---|
| Single-family homes | 28 salesmedian $417,750, 58 days | 13 salesmedian $435,000, 277 days in all | $54,900about 11% less |
Prices by home type
Rolling 12-month median sold price
Over the 12 months ending October 2026, the single-family median was $418,000, down from $457,500.
Single-family homes$457,500 in Oct 2025 · $418,000 in Oct 2026
Each point shows the median sale price for the 12 months ending that month, so neighboring points share most of their sales. The curved lines connect those values.
See the numbers
| 12 months ending | Single-family homes: sales | Median | Price per sq ft |
|---|---|---|---|
| Oct 2025 | 32 | $457,500 | $247 |
| Nov 2025 | 31 | $460,000 | $244 |
| Dec 2025 | 31 | $455,000 | $233 |
| Jan 2026 | 30 | $447,500 | $228 |
| Feb 2026 | 35 | $440,000 | $229 |
| Mar 2026 | 36 | $425,000 | $229 |
| Apr 2026 | 40 | $422,500 | $228 |
| May 2026 | 39 | $417,500 | $226 |
| Jun 2026 | 39 | $410,000 | $226 |
| Jul 2026 | 38 | $408,750 | $227 |
| Aug 2026 | 38 | $408,750 | $227 |
| Sep 2026 | 39 | $417,500 | $226 |
| Oct 2026 | 41 | $418,000 | $226 |
Cascades at Estero median sale price fell about 9%
Homes sold at a median of $418,000 over the 12 months ending October 31, 2026, down about 9% from $457,500 the year before, while sales rose from 32 to 41. Median price per square foot fell from $247 to $226. They sold from $275,000 to $650,000.
How to compare Cascades at Estero home prices
Compare a home with recent sales of the same floor plan and a similar lot and view. Over the past 12 months the median sold price per square foot was $226.
Competition for sellers
How much competition a Cascades at Estero seller faces
On November 5, six homes were for sale, almost two months of sales at the past year’s pace, and none had an earlier listing end without a sale in the past 12 months.
Worthington’s Competitive Inventory screen sets aside homes on their current listing for 180 days or more, and relisted homes that came back less than 3% below their earlier asking price. Of the 6 homes for sale on November 5, 5 meet the screen, about 1.5 months of sales at the past year’s sales pace, against 1.8 months for all 6. Buyers can still choose any of the homes set aside, and may find more room to negotiate on them.
Homes took a median of 39 days from listing to accepted contract on the listing that sold, and closed at a median 95.6% of their final asking price. On November 5, three homes were under contract (counting contracts signed in the past 120 days), down from five on October 1.
What happened after relisting
What Cascades at Estero homes sold for after relisting
Thirteen of the 41 homes sold in the past year after an earlier listing expired, was withdrawn, or was terminated. They sold a median of $54,900 below the asking price on the listing that ended without a sale, about 11% less, after a median of 277 days on the market across all their listings. Four of the 13 took three or more listings to sell. Homes that sold on the first try took a median of about 58 days.
Homes sold each month
Homes sold each month
Single-family homesShowing the latest months. Swipe sideways or use the arrows to see all 24 months.
Each bar is one month of closed sales. Monthly counts in a community this size move around a lot, so the 12-month figures in the cards are the steadier read.
See monthly sales by home type
| Month | Single-family homes | All homes |
|---|---|---|
| Nov 2024 | 3 | 3 |
| Dec 2024 | 2 | 2 |
| Jan 2025 | 3 | 3 |
| Feb 2025 | 0 | 0 |
| Mar 2025 | 6 | 6 |
| Apr 2025 | 2 | 2 |
| May 2025 | 5 | 5 |
| Jun 2025 | 1 | 1 |
| Jul 2025 | 3 | 3 |
| Aug 2025 | 2 | 2 |
| Sep 2025 | 3 | 3 |
| Oct 2025 | 2 | 2 |
| Nov 2025 | 2 | 2 |
| Dec 2025 | 2 | 2 |
| Jan 2026 | 2 | 2 |
| Feb 2026 | 5 | 5 |
| Mar 2026 | 7 | 7 |
| Apr 2026 | 6 | 6 |
| May 2026 | 4 | 4 |
| Jun 2026 | 1 | 1 |
| Jul 2026 | 2 | 2 |
| Aug 2026 | 2 | 2 |
| Sep 2026 | 4 | 4 |
| Oct 2026 | 4 | 4 |
What Cascades at Estero homes sold for in October 2026
Four homes sold in October, from $399,000 to $540,000. They closed at a median 94.4% of their first asking price on the listing that sold.
How we count these numbers
- Median sold price
- The middle sale price of the homes that closed in the past 12 months. Half sold for more and half for less.
- Change from the year before
- The same figure for the 12 months before that, for the same home type. We show it when both years have at least five sales.
- Fewer than five sales
- On the home-type cards, median sold price appears only with five or more sales. With fewer, the card shows the range of what sold instead. Other card figures based on fewer than five sales show the number of sales beside them.
- Homes sold
- Homes that closed in the past 12 months.
- For sale now
- Active listings in the MLS on November 5, 2026.
- Under contract
- Homes with a contract signed in the past 120 days that had not closed by November 5, 2026.
- Months of supply
- How many months the homes for sale would last at the past 12 months’ pace of sales.
- Median days on market
- Days from the MLS listing date to the accepted contract, for the listing that sold, middle value. A relisted home starts this count over, so it can look newer than it is.
- Share of final asking price
- What sellers received as a share of the last asking price before the sale, middle value.
- Price per square foot
- The sale price divided by the living area, middle value. It lets you compare homes of different sizes.
- Previously listed
- Homes for sale with an earlier listing that expired, was withdrawn, or was terminated in the past 12 months, without a sale in between. Why homes get relisted.
- Sold on the first try
- A home with no expired, withdrawn, or terminated listing in the 12 months before it was listed.
- Relisted before selling
- A home with at least one expired, withdrawn, or terminated listing in the 12 months before the listing that sold. A sale to a new owner in between starts the clock over.
- Last listed price
- For a relisted home, the asking price on the expired, withdrawn, or terminated listing just before the listing that sold, as of the day that earlier listing ended.
- Days in all
- For a relisted home, the full days on market of each listing added together: the listing that sold plus every expired, withdrawn, or terminated listing that ended in the 12 months before it.
- Share of first asking price
- The sale price divided by the price the home first carried on the listing that sold.
- Home types
- From the MLS Building Design field, with filing errors corrected where the listing shows a different home type. A home type gets its own card only when the community has a real number of them.
Every figure comes from Florida Gulf Coast MLS records. The full method is on our Southwest Florida market methodology page.
October figures are based on Florida Gulf Coast MLS records available as of November 5, 2026. See the full Estero housing market update →
Pricing Proof
Recently Sold in Cascades at Estero
Recent Cascades closings show the prices buyers actually agreed to pay. Compare the same neighborhood, home type, size, view, and condition before treating a sale as a useful comparable.
Home Value
What Is Your Cascades at Estero Home Worth?
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Meet the Worthington agents who can help.
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Susana Alvarez Davis
REALTOR® · Worthington Realty, Inc.
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Amy Fossett
REALTOR® · Worthington Realty, Inc.
Aaron Lynch
REALTOR® · Worthington Realty, Inc.
Debbie Roberts
REALTOR® · Worthington Realty, Inc.
Brian Rodgers
REALTOR®, Broker · Worthington Realty, Inc.
Cost of ownership
Cascades at Estero HOA fees and the full cost of owning a home
Every Cascades home pays one association fee, $1,562 a quarter in 2026. No club membership or community development district (CDD) assessment comes on top.
2026 association fee$6,248 a yearFor every home, before property taxes and insurance.
Capital contribution$2,500 oncePaid by the buyer
$2,500 or three months of fees, whichever is more, billed with the first quarterly bill after closing. An owner who already paid it on another Cascades home does not pay it again.
Your first year or every year?
Choose one to see what you pay to the association.
Your first year · 2026 rates
$8,898 in the first yearabout $742 a month
Four quarters of the association fee, plus the capital contribution and the application fee, each paid once.
- Association fee$6,248 a year$1,562 a quarter in 2026, up from $1,456 in 2025.
- Capital contribution$2,500 once$2,500 or three months of fees, whichever is more. Billed with the first quarter after closing.
- Application fee$150 onceWith the application the association approves before closing.
- CDD$0Cascades homes pay no community development district assessment.
What the fee supports
The gates, the clubhouse and its staff, the pools, fitness center, courts and tennis pro, the lakes and preserve, the roads and street lights, insurance and reserves, plus lawn care and landscaping, sprinklers, outside pest control, cable TV and alarm monitoring at the home.
Every year after · 2026 rates
$521 a month$6,248 a year
One association fee, billed each quarter, and no CDD assessment on the property tax bill.
- Association fee$6,248 a year$1,562 a quarter in 2026, up from $1,456 in 2025.
- CDD$0Cascades homes pay no community development district assessment.
What the fee supports
The gates, the clubhouse and its staff, the pools, fitness center, courts and tennis pro, the lakes and preserve, the roads and street lights, insurance and reserves, plus lawn care and landscaping, sprinklers, outside pest control, cable TV and alarm monitoring at the home.
Confirm before you buy
The fee is set each year with the budget, and the association can levy a special assessment for repairs. Your Worthington agent confirms the current fee, the capital contribution and any other charges for the home before you make an offer.
Not included
Property taxes, homeowners and flood insurance, utilities other than cable TV, mulch for the beds, and upkeep of the house and roof, which stay with the owner.
See the Cascades at Estero fees
| Charge | Amount |
|---|---|
| Association fee a quarter, 2026 | $1,562 |
| Association fee a quarter, 2025 | $1,456 |
| Association fee a year, 2026 | $6,248 |
| CDD | $0 |
| Capital contribution, once | $2,500 |
| Application fee, once | $150 |
- The association bills quarterly, on January 1, April 1, July 1 and October 1. Yearly figures are four quarters at 2026 rates.
- The 2026 fee is about 7% higher than 2025’s.
- The capital contribution is $2,500 or three months of fees, whichever is more. At 2026 rates three months is $1,562, so the contribution is $2,500.
For Owners Who Rent
Renting out a Cascades at Estero home: the lease rules
Leases must run at least three months in a row, and a home can be leased no more than twice in a calendar year. That rules out weekly and monthly rentals.
Rental limits
3 months minimum
No more than two leases a calendar year, and at least one person living in the home must be 55 or older.
The lease
In writing, for the whole home, for at least three months in a row. Subleasing and renting rooms are not allowed.
The approval
The owner sends the lease and the tenant’s application to the association at least 30 days before the lease starts, and the board approves the tenant first.
The amenities
While the home is leased, the tenant uses the clubhouse, pools and courts and the owner does not.
The taxes
Leases of six months or less can owe Florida sales tax and Lee County’s tourist development tax.
Tenants follow the 55-plus rule too. At least one person 55 or older must live in a leased home, so check the tenant’s ages before you sign.
We work with owners renting in Cascades at Estero. We can walk you through the lease rules and what the home realistically rents for.
Living in Cascades at Estero: a buyer’s guide
Cascades at Estero is a gated 55-plus community of 614 single-family homes in Estero, entered from Estero Parkway between US 41 and Three Oaks Parkway. Building began after the community’s declaration was recorded in 2002, and the developer sold its last lot in 2007. Every home for sale today is a resale.
One association, the Cascades at Estero Residents’ Association, runs the gates, the clubhouse, the roads, the lakes and the landscaping at every home, with an on-site manager and an activities director. Cascades homes pay no community development district (CDD) assessment.
Inside Cascades at Estero
- Location: Off Estero Parkway between US 41 and Three Oaks Parkway, close to Coconut Point, Miromar Outlets, Hertz Arena and Southwest Florida International Airport.
- Gates: Resident access gates at the entrance. The gatehouse is not staffed.
- Clubhouse: An outdoor pool joined to an indoor pool, a ballroom with a stage, a billiards room, card rooms, a library and an arts and crafts studio with pottery kilns.
- Fitness center: Workout equipment, a dance studio, showers and saunas, next to the clubhouse.
- Courts: Five Har-Tru tennis courts, four pickleball courts and lighted bocce courts, with a tennis pro.
- Second pool: A full-size pool near the far end of the community.
Types of Homes in Cascades at Estero
Every home in Cascades is a detached single-family home on its own lot with a two-car garage. They run about 1,500 to 2,600 square feet, and most have two bedrooms and a den or three bedrooms. About three in ten have a private pool, and some back onto a lake.
The association cuts the grass and cares for the landscaping at every home, runs the sprinklers, and treats the outside for pests. The owner looks after the house itself, including the roof, and buys the mulch for the beds. Exterior changes, pools and shutters need the architectural committee’s approval first.
What Living in Cascades at Estero Is Like
The clubhouse is the center of daily life. An activities director plans the social calendar, and resident clubs put on dances, theater and chorus shows in the ballroom, alongside card games, billiards, pottery and crafts. Tennis players join area leagues, with a tennis pro on staff, and pickleball and bocce run most days.
Sidewalks follow the streets past the lakes, and residents can drive golf carts on the community’s roads with a valid license. Outside the gate, Coconut Point, Miromar Outlets and the airport are short drives. Use the interactive What’s Nearby map to test the drives to the places that matter to you.
What to Know Before You Buy
- Age: Cascades is a 55-plus community. At least one person 55 or older must live in each home, and other residents must be 18 or older. The board can approve a limited number of exceptions for residents under 55, as federal rules for 55-plus communities allow. Guests under 18 can stay up to 60 days a year.
- Yearly fees: The association fee is $1,562 a quarter in 2026, $6,248 a year, up from $1,456 a quarter in 2025.
- No CDD: Cascades homes pay no community development district assessment on the property tax bill.
- When you buy: The buyer pays a one-time capital contribution of $2,500 or three months of association fees, whichever is more, billed with the first quarterly bill after closing, plus a $150 application fee. The association approves every sale before closing.
- Golf carts: Allowed on the community’s roads with a licensed driver, not on the sidewalks.
- Pets: Up to two household pets, leashed outside the home and kept out of the clubhouse grounds.
- Vehicles: Cars, vans and pickup trucks without commercial equipment can park in the driveway. Commercial vehicles, boats, trailers and RVs must be kept in the garage.
- Schools: Served by Lee County Public Schools, which places students through School Choice rather than by address.
- Flood zone: It varies by address. Check it with our flood zone lookup.
Flood risk
Check an Estero address’s flood zone
Flood zone and insurance costs can vary from one block to the next in Estero. Look up the FEMA flood zone for any address in seconds, so you know the zone before you get an insurance quote and make an offer.
Open the flood zone lookup →Moving from up north? Compare your winter with Southwest Florida on our Estero page. Our Florida relocation tax calculator compares what you pay now against what you would pay here, and our cost of owning a home guide puts association fees beside property taxes, insurance and the other yearly costs.
Cascades at Estero FAQs
01Is Cascades at Estero a 55+ community?
The short answer
Yes. Cascades at Estero is a 55-plus community.
At least one person 55 or older must live in each home, and other residents must be 18 or older. The board can approve a limited number of exceptions for residents under 55, as federal rules for 55-plus communities allow. Guests under 18 can stay up to 60 days a year.
02Is Cascades at Estero gated?
The short answer
Yes. Cascades has resident access gates at the entrance.
The gatehouse is not staffed. Residents and approved guests enter through the gates off Estero Parkway.
03What are the HOA fees in Cascades at Estero?
The short answer
$1,562 a quarter in 2026, or $6,248 a year.
The fee covers lawn care and landscaping at every home, cable TV, the clubhouse and its staff, the pools and courts, alarm monitoring and the lakes and roads. In 2025 it was $1,456 a quarter.
04Does Cascades at Estero have a CDD?
The short answer
No. Cascades homes pay no community development district assessment.
The association pays for the roads, lakes and street lights through its quarterly fee.
05What does it cost to buy into Cascades at Estero?
The short answer
A one-time capital contribution of $2,500 or three months of fees, whichever is more.
It is billed with the first quarterly bill after closing. The buyer also pays a $150 application fee, and the association approves the sale before closing. An owner who already paid the contribution on another Cascades home does not pay it again.
06Can you rent out a home in Cascades at Estero?
The short answer
Yes, for at least three months at a time.
A home can be leased no more than twice in a calendar year, the board approves each tenant, and at least one person 55 or older must live in the home.
07How many homes are in Cascades at Estero?
The short answer
614 single-family homes.
Each is a detached home on its own lot, most about 1,500 to 2,600 square feet, built from about 2003 to 2007.
08Is there golf in Cascades at Estero?
The short answer
No. Cascades has no golf course.
Its amenities center on the clubhouse, two pools, a fitness center, Har-Tru tennis, pickleball and bocce.
09What flood zone is an Estero home in, and how do I check it?
The short answer
Flood zones change from one block to the next, so the only answer that counts is the one for that exact address.
The zone affects both insurance cost and lender requirements, and two homes on the same street can sit in different ones. Check the FEMA flood zone for the address first, then get a current insurance quote before you make an offer.
Look up any address Southwest Florida flood zone lookupExplore other Estero communities
Comparing options nearby? Jump to another Estero community, or see the whole city market.
Buying in Cascades?
Compare the right Cascades homes.
Cascades homes sold for a median of $417,500 over the past 12 months, down from $462,500 the year before, and four were for sale on October 1. Before you make an offer, we compare the floor plan, the lake view, the pool, the roof age and recent sales of similar homes.
Own a Cascades home?
Price your Cascades home within the right comparison set.
Last year’s prices are not today’s. We compare your home with the latest Cascades sales by floor plan, view, pool and condition. See how we sell a Southwest Florida home before you pick an agent.
Worthington Research
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We research the details that matter when you are comparing Southwest Florida homes and communities, from current market activity and what a home costs to own, to the rules and fees that can change the decision.
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Sources and how we checked them
- Association, homes and rules
- The home count and the history come from the association’s frequently asked questions. The fee and what it pays for come from the Cascades at Estero Residents’ Association 2026 approved operating budget. The age rule, the lease rules and the capital contribution are in the Amended and Restated Declaration recorded in 2024, and the pet, vehicle and golf cart rules in the association’s Rules and Regulations. The amenities are from the association’s website. Home sizes, bedrooms and pools come from MLS records.
- Renting it out
- The lease rules are in Section 10 of the Amended and Restated Declaration recorded in 2024.
- What it costs to own
- The 2026 fee and what it pays for come from the Cascades at Estero Residents’ Association 2026 approved operating budget, and the 2025 fee from the 2025 adopted budget. The capital contribution is in Section 5.7 of the Amended and Restated Declaration recorded in 2024, and the $150 application fee in the association’s 2025 resale packet.
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Home Value
What’s Your Cascades at Estero Home Worth?
The floor plan, the lake view, a pool, the roof and condition drive value here. Start with your address. A Worthington agent follows up with a pricing range, the comparable sales behind it, and the next steps that fit your timing.
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Talk to a Cascades at Estero agent
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Tell us the size of home you want, whether you want a pool or a lake view, and your timing. A Worthington agent will send the homes worth seeing and the fees on each.
Tell us the address and the months you want it leased. A Worthington agent will follow up with the lease rules and what the home realistically rents for.
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