Aerial view of Cascades at Estero in Estero, Florida, with tennis and pickleball courts and the clubhouse, pool and parking lot in the foreground, the entrance gatehouse at the front, and streets of tile-roofed one-story homes and lakes stretching to the horizon
Estero, Florida

Cascades at Estero Homes for Sale

Cascades at Estero is a gated 55-plus community of 614 single-family homes off Estero Parkway in Estero, Florida 33928, between US 41 and Three Oaks Parkway. Its homes share a clubhouse with indoor and outdoor pools, a ballroom, a fitness center, Har-Tru tennis courts, pickleball and bocce.

Southwest Florida › Estero › Cascades at Estero

Reviewed October 21, 2026

Cascades at Estero: a 55-plus clubhouse community off Estero Parkway

Neighbors fill the clubhouse calendar with dances, theater and chorus, card games, pottery and league tennis. Lawn care, cable TV and the amenities all come with one association fee.

Cascades at Estero at a glance

Homes

614

Built

2003 to 2007

Who can live here

55-plus

Why Residents Choose Cascades

Cascades at Estero amenities, from the ballroom to the tennis courts

Every owner shares the clubhouse, the pools, the fitness center and the courts, and lawn care comes with every home.

The neighbors

Clubs, shows and a full calendar

An activities director, resident clubs, dances, theater and chorus in the ballroom, and card games, billiards and pottery.

The clubhouse

Indoor and outdoor pools and a fitness center

An outdoor pool joined to an indoor pool, a second pool, and a fitness center with a dance studio and saunas.

The courts

Har-Tru tennis, pickleball and bocce

Five Har-Tru tennis courts with a tennis pro and league teams, four pickleball courts and lighted bocce.

Shared by every owner

What comes with every home

Every home pays one association fee, $1,562 a quarter in 2026. It covers the shared spaces and several services at your own home.

Gates

resident access gates at the entrance

Lawn care

grass, landscaping, sprinklers and outside pest control at every home

Cable TV

for every home, in the association fee

Clubhouse

pools, a ballroom, a fitness center and courts, with staff

Alarm monitoring

central monitoring for each home’s alarm system

Lakes and roads

lakes, preserve, private roads and street lights

One fee, no club dues and no CDD. See what it costs to own here.

Browse homes for saleRead the complete buyer guide
Browse the Market

Homes for Sale in Cascades at Estero

See the newest active Cascades at Estero listings from the MLS. Use the button below the homes to see them all and filter by price, home type, or beds. New to the area? Our Southwest Florida home buying guide walks you through each step.

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What’s nearby

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The Numbers

What Cascades at Estero homes sold for in the past 12 months

Worthington Realty analysis of Florida Gulf Coast MLS records for Cascades at Estero. Sales cover October 2025 through September 2026. Homes for sale and under contract are as of October 1, 2026.

What changed

Cascades at Estero sold more homes over the past 12 months at lower prices. Thirty-nine homes sold at a median of $417,500, down about 10% from $462,500 the year before. On October 1, four homes were for sale and five were under contract.

Single-family homes

$417,500

Median sold price, past 12 months

10% lower than the year before ($462,500)

Homes sold
3934 the year before
For sale now
4
Previously listed
1 of 4Earlier listing ended in the past 12 months
Under contract
55 a month earlier
Months of supply
1.2 months
Median days on market
37 days
Share of final asking price
95.7%
Price per square foot
$226$246 the year before
Sold price range
$275,000 to $650,000
Asking prices now
$399,000 to $450,000

Home types follow the MLS building categories, with filing errors corrected where the listing shows a different home type.

Sold on the first try, or relisted first

Homes that sold in the past 12 months, split by whether an earlier listing had failed in the year before. Days for relisted homes add up every listing; days for first-try sales count only the listing that sold.

Cascades at Estero homes that sold on the first try compared with homes that were relisted first, past 12 months
Home typeSold on the first tryRelisted before sellingRelisted homes, median amount below their last listed price
Single-family homes27 salesmedian $417,500, 32 days12 salesmedian $417,500, 282 days in all$56,950about 12% less

Before you set a first asking price, let us compare your home with recent sales of similar homes.

Our seller net sheet estimates what you would keep after closing costs, and our selling guide shows how we plan and market a sale.

Prices by home type

Rolling 12-month median sold price

Over the 12 months ending September 2026, the single-family median was $417,500, down from $462,500.

Single-family homes$462,500 in Sep 2025 · $417,500 in Sep 2026

Single-family homes, 12-month median sold priceSingle-family homes median over the 12 months ending each month: $462,500 in Sep ’25, $417,500 in Sep ’26.$400k$425k$450k$475kSep ’25Jan ’26May ’26Sep ’26Single-family homes, 12-month median sold priceSingle-family homes median over the 12 months ending each month: $462,500 in Sep ’25, $417,500 in Sep ’26.$400k$425k$450k$475kSep ’25Mar ’26Sep ’26

Each point shows the median sale price for the 12 months ending that month, so neighboring points share most of their sales. The curved lines connect those values.

See the numbers
Cascades 12-month median sold price, by the month each 12-month period ends
12 months endingSingle-family homes: salesMedianPrice per sq ft
Sep 202534$462,500$246
Oct 202532$457,500$247
Nov 202531$460,000$244
Dec 202531$455,000$233
Jan 202630$447,500$228
Feb 202635$440,000$229
Mar 202636$425,000$229
Apr 202640$422,500$228
May 202639$417,500$226
Jun 202639$410,000$226
Jul 202638$408,750$227
Aug 202638$408,750$227
Sep 202639$417,500$226

Cascades at Estero home prices

The 12-month median sale price fell from $462,500 in September 2025 to $417,500 in September 2026. It leveled off in July and August before rising slightly in September. Over the same stretch the price per square foot eased from $246 to $226. Sales held up, with 39 homes sold against 34 the year before.

How to compare Cascades home prices

Compare a home with recent Cascades sales of a similar size and floor plan. Over the past 12 months homes sold for about $226 a square foot, and a pool or a lake view is worth matching too.

Competition for sellers

How much competition a Cascades seller faces

On October 1, four homes were for sale, about 1.2 months of sales at the past year’s pace. Five homes were under contract, the same as on September 1.

Homes took a median of 37 days from listing to accepted contract on the listing that sold, and closed at a median 95.7% of their final asking price, the price after any cuts.

What happened after relisting

What Cascades homes sold for after relisting

Twelve homes sold in the past year after an earlier listing expired, was withdrawn, or was terminated. They sold a median of about $57,000 below their last listed price, about 12% less, and spent a median of 282 days on the market across all their listings. Homes that sold on the first try took a median of 32 days.

Homes sold each month

Homes sold each month

Single-family homes
Homes sold each month in Cascades at Estero, Oct 2024 through Sep 2026, by home type02468O2024NDJ2025FMAMJJASONDJ2026FMAMJJAS

Showing the latest months. Swipe sideways or use the arrows to see all 24 months.

Each bar is one month of closed sales. Monthly counts in a community this size move around a lot, so the 12-month figures in the cards are the steadier read.

See monthly sales by home type
MonthSingle-family homesAll homes
Oct 202444
Nov 202433
Dec 202422
Jan 202533
Feb 202500
Mar 202566
Apr 202522
May 202555
Jun 202511
Jul 202533
Aug 202522
Sep 202533
Oct 202522
Nov 202522
Dec 202522
Jan 202622
Feb 202655
Mar 202677
Apr 202666
May 202644
Jun 202611
Jul 202622
Aug 202622
Sep 202644

What Cascades homes sold for in September 2026

Four homes sold in September, for $332,000, $350,000, $565,000 and $580,000.

What could your Cascades home sell for today?

Your neighborhood, your home’s condition and today’s competition all matter. We compare your home with recent sales nearby and show you what buyers can choose from right now.

How we count these numbers
Median sold price
The middle sale price of the homes that closed in the past 12 months. Half sold for more and half for less.
Change from the year before
The same figure for the 12 months before that, for the same home type. We show it when both years have at least five sales.
Fewer than five sales
On the home-type cards, median sold price appears only with five or more sales. With fewer, the card shows the range of what sold instead. Other card figures based on fewer than five sales show the number of sales beside them.
Homes sold
Homes that closed in the past 12 months.
For sale now
Active listings in the MLS on October 1, 2026.
Under contract
Homes with a contract signed in the past 120 days that had not closed by October 1, 2026.
Months of supply
How many months the homes for sale would last at the past 12 months’ pace of sales.
Median days on market
Days from the MLS listing date to the accepted contract, for the listing that sold, middle value. A relisted home starts this count over, so it can look newer than it is.
Share of final asking price
What sellers received as a share of the last asking price before the sale, middle value.
Price per square foot
The sale price divided by the living area, middle value. It lets you compare homes of different sizes.
Previously listed
Homes for sale with an earlier listing that expired, was withdrawn, or was terminated in the past 12 months, without a sale in between. Why homes get relisted.
Sold on the first try
A home with no expired, withdrawn, or terminated listing in the 12 months before it was listed.
Relisted before selling
A home with at least one expired, withdrawn, or terminated listing in the 12 months before the listing that sold. A sale to a new owner in between starts the clock over.
Last listed price
For a relisted home, the asking price on the expired, withdrawn, or terminated listing just before the listing that sold, as of the day that earlier listing ended.
Days in all
For a relisted home, the full days on market of each listing added together: the listing that sold plus every expired, withdrawn, or terminated listing that ended in the 12 months before it.
Share of first asking price
The sale price divided by the price the home first carried on the listing that sold.
Home types
From the MLS Building Design field, with filing errors corrected where the listing shows a different home type. A home type gets its own card only when the community has a real number of them.

Every figure comes from Florida Gulf Coast MLS records. The full method is on our Southwest Florida market methodology page.

Figures from Florida Gulf Coast MLS records available as of October 10, 2026. See the full Estero housing market update →

Pricing Proof

Recently Sold in Cascades at Estero

Recent Cascades closings show the prices buyers actually agreed to pay. Compare the same neighborhood, home type, size, view, and condition before treating a sale as a useful comparable. Selling? .

Save Search

Cost of ownership

Cascades at Estero HOA fees and the full cost of owning a home

Every Cascades home pays one association fee, $1,562 a quarter in 2026. No club membership or community development district (CDD) assessment comes on top.

2026 association fee$6,248 a yearFor every home, before property taxes and insurance.
Capital contribution$2,500 oncePaid by the buyer

$2,500 or three months of fees, whichever is more, billed with the first quarterly bill after closing. An owner who already paid it on another Cascades home does not pay it again.

Your first year or every year?

Choose one to see what you pay to the association.

Your first year$8,898The fee plus the one-time charges when you buy Every year after$6,248 / year$1,562 a quarter at 2026 rates

Your first year · 2026 rates

$8,898 in the first yearabout $742 a month

Four quarters of the association fee, plus the capital contribution and the application fee, each paid once.

  • Association fee$6,248 a year$1,562 a quarter in 2026, up from $1,456 in 2025.
  • Capital contribution$2,500 once$2,500 or three months of fees, whichever is more. Billed with the first quarter after closing.
  • Application fee$150 onceWith the application the association approves before closing.
  • CDD$0Cascades homes pay no community development district assessment.
What the fee supports

The gates, the clubhouse and its staff, the pools, fitness center, courts and tennis pro, the lakes and preserve, the roads and street lights, insurance and reserves, plus lawn care and landscaping, sprinklers, outside pest control, cable TV and alarm monitoring at the home.

Every year after · 2026 rates

$521 a month$6,248 a year

One association fee, billed each quarter, and no CDD assessment on the property tax bill.

  • Association fee$6,248 a year$1,562 a quarter in 2026, up from $1,456 in 2025.
  • CDD$0Cascades homes pay no community development district assessment.
What the fee supports

The gates, the clubhouse and its staff, the pools, fitness center, courts and tennis pro, the lakes and preserve, the roads and street lights, insurance and reserves, plus lawn care and landscaping, sprinklers, outside pest control, cable TV and alarm monitoring at the home.

Confirm before you buy

The fee is set each year with the budget, and the association can levy a special assessment for repairs. Your Worthington agent confirms the current fee, the capital contribution and any other charges for the home before you make an offer.

Not included

Property taxes, homeowners and flood insurance, utilities other than cable TV, mulch for the beds, and upkeep of the house and roof, which stay with the owner.

See the Cascades at Estero fees
Cascades at Estero association fees, 2025 and 2026
ChargeAmount
Association fee a quarter, 2026$1,562
Association fee a quarter, 2025$1,456
Association fee a year, 2026$6,248
CDD$0
Capital contribution, once$2,500
Application fee, once$150
  • The association bills quarterly, on January 1, April 1, July 1 and October 1. Yearly figures are four quarters at 2026 rates.
  • The 2026 fee is about 7% higher than 2025’s.
  • The capital contribution is $2,500 or three months of fees, whichever is more. At 2026 rates three months is $1,562, so the contribution is $2,500.
For Owners Who Rent

Renting out a Cascades at Estero home: the lease rules

Leases must run at least three months in a row, and a home can be leased no more than twice in a calendar year. That rules out weekly and monthly rentals.

Rental limits

3 months minimum

No more than two leases a calendar year, and at least one person living in the home must be 55 or older.

  1. The lease

    In writing, for the whole home, for at least three months in a row. Subleasing and renting rooms are not allowed.

  2. The approval

    The owner sends the lease and the tenant’s application to the association at least 30 days before the lease starts, and the board approves the tenant first.

  3. The amenities

    While the home is leased, the tenant uses the clubhouse, pools and courts and the owner does not.

  4. The taxes

    Leases of six months or less can owe Florida sales tax and Lee County’s tourist development tax.

Tenants follow the 55-plus rule too. At least one person 55 or older must live in a leased home, so check the tenant’s ages before you sign.

We work with owners renting in Cascades at Estero. We can walk you through the lease rules and what the home realistically rents for.

Detailed Buyer Guide

Living in Cascades at Estero: a buyer’s guide

The outdoor pool at the Cascades at Estero clubhouse in Estero, Florida, with lounge chairs on a paver deck, palm trees and the white clubhouse with its arched entry and tile roof

Cascades at Estero is a gated 55-plus community of 614 single-family homes in Estero, entered from Estero Parkway between US 41 and Three Oaks Parkway. Building began after the community’s declaration was recorded in 2002, and the developer sold its last lot in 2007. Every home for sale today is a resale.

One association, the Cascades at Estero Residents’ Association, runs the gates, the clubhouse, the roads, the lakes and the landscaping at every home, with an on-site manager and an activities director. Cascades homes pay no community development district (CDD) assessment.

Inside Cascades at Estero

  • Location: Off Estero Parkway between US 41 and Three Oaks Parkway, close to Coconut Point, Miromar Outlets, Hertz Arena and Southwest Florida International Airport.
  • Gates: Resident access gates at the entrance. The gatehouse is not staffed.
  • Clubhouse: An outdoor pool joined to an indoor pool, a ballroom with a stage, a billiards room, card rooms, a library and an arts and crafts studio with pottery kilns.
  • Fitness center: Workout equipment, a dance studio, showers and saunas, next to the clubhouse.
  • Courts: Five Har-Tru tennis courts, four pickleball courts and lighted bocce courts, with a tennis pro.
  • Second pool: A full-size pool near the far end of the community.

Types of Homes in Cascades at Estero

Every home in Cascades is a detached single-family home on its own lot with a two-car garage. They run about 1,500 to 2,600 square feet, and most have two bedrooms and a den or three bedrooms. About three in ten have a private pool, and some back onto a lake.

The association cuts the grass and cares for the landscaping at every home, runs the sprinklers, and treats the outside for pests. The owner looks after the house itself, including the roof, and buys the mulch for the beds. Exterior changes, pools and shutters need the architectural committee’s approval first.

What Living in Cascades at Estero Is Like

The clubhouse is the center of daily life. An activities director plans the social calendar, and resident clubs put on dances, theater and chorus shows in the ballroom, alongside card games, billiards, pottery and crafts. Tennis players join area leagues, with a tennis pro on staff, and pickleball and bocce run most days.

Sidewalks follow the streets past the lakes, and residents can drive golf carts on the community’s roads with a valid license. Outside the gate, Coconut Point, Miromar Outlets and the airport are short drives. Use the interactive What’s Nearby map to test the drives to the places that matter to you.

What to Know Before You Buy

  • Age: Cascades is a 55-plus community. At least one person 55 or older must live in each home, and other residents must be 18 or older. The board can approve a limited number of exceptions for residents under 55, as federal rules for 55-plus communities allow. Guests under 18 can stay up to 60 days a year.
  • Yearly fees: The association fee is $1,562 a quarter in 2026, $6,248 a year, up from $1,456 a quarter in 2025.
  • No CDD: Cascades homes pay no community development district assessment on the property tax bill.
  • When you buy: The buyer pays a one-time capital contribution of $2,500 or three months of association fees, whichever is more, billed with the first quarterly bill after closing, plus a $150 application fee. The association approves every sale before closing.
  • Golf carts: Allowed on the community’s roads with a licensed driver, not on the sidewalks.
  • Pets: Up to two household pets, leashed outside the home and kept out of the clubhouse grounds.
  • Vehicles: Cars, vans and pickup trucks without commercial equipment can park in the driveway. Commercial vehicles, boats, trailers and RVs must be kept in the garage.
  • Schools: Served by Lee County Public Schools, which places students through School Choice rather than by address.
  • Flood zone: It varies by address. Check it with our flood zone lookup.
Street map of Southwest Florida showing Fort Myers, Cape Coral, Estero, Bonita Springs and Naples Lee & Collier · FEMA flood map
Flood risk

Check an Estero address’s flood zone

Flood zone and insurance costs can vary from one block to the next in Estero. Look up the FEMA flood zone for any address in seconds, so you know the zone before you get an insurance quote and make an offer.

Open the flood zone lookup →

Moving from up north? Compare your winter with Southwest Florida on our Estero page. Our Florida relocation tax calculator compares what you pay now against what you would pay here, and our cost of owning a home guide puts association fees beside property taxes, insurance and the other yearly costs.

Questions & Answers

Cascades at Estero FAQs

01Is Cascades at Estero a 55+ community?
The short answer

Yes. Cascades at Estero is a 55-plus community.

At least one person 55 or older must live in each home, and other residents must be 18 or older. The board can approve a limited number of exceptions for residents under 55, as federal rules for 55-plus communities allow. Guests under 18 can stay up to 60 days a year.

02Is Cascades at Estero gated?
The short answer

Yes. Cascades has resident access gates at the entrance.

The gatehouse is not staffed. Residents and approved guests enter through the gates off Estero Parkway.

03What are the HOA fees in Cascades at Estero?
The short answer

$1,562 a quarter in 2026, or $6,248 a year.

The fee covers lawn care and landscaping at every home, cable TV, the clubhouse and its staff, the pools and courts, alarm monitoring and the lakes and roads. In 2025 it was $1,456 a quarter.

04Does Cascades at Estero have a CDD?
The short answer

No. Cascades homes pay no community development district assessment.

The association pays for the roads, lakes and street lights through its quarterly fee.

05What does it cost to buy into Cascades at Estero?
The short answer

A one-time capital contribution of $2,500 or three months of fees, whichever is more.

It is billed with the first quarterly bill after closing. The buyer also pays a $150 application fee, and the association approves the sale before closing. An owner who already paid the contribution on another Cascades home does not pay it again.

06Can you rent out a home in Cascades at Estero?
The short answer

Yes, for at least three months at a time.

A home can be leased no more than twice in a calendar year, the board approves each tenant, and at least one person 55 or older must live in the home.

07How many homes are in Cascades at Estero?
The short answer

614 single-family homes.

Each is a detached home on its own lot, most about 1,500 to 2,600 square feet, built from about 2003 to 2007.

08Is there golf in Cascades at Estero?
The short answer

No. Cascades has no golf course.

Its amenities center on the clubhouse, two pools, a fitness center, Har-Tru tennis, pickleball and bocce.

09What flood zone is an Estero home in, and how do I check it?
The short answer

Flood zones change from one block to the next, so the only answer that counts is the one for that exact address.

The zone affects both insurance cost and lender requirements, and two homes on the same street can sit in different ones. Check the FEMA flood zone for the address first, then get a current insurance quote before you make an offer.

Look up any address Southwest Florida flood zone lookup
Nearby

Comparing options nearby? Jump to another Estero community, or see the whole city market.

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The Place at Corkscrew

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All of Estero →
Buying in Cascades?

Compare the right Cascades homes.

Cascades homes sold for a median of $417,500 over the past 12 months, down from $462,500 the year before, and four were for sale on October 1. Before you make an offer, we compare the floor plan, the lake view, the pool, the roof age and recent sales of similar homes.

Own a Cascades home?

Price your Cascades home within the right comparison set.

Last year’s prices are not today’s. We compare your home with the latest Cascades sales by floor plan, view, pool and condition. See how we sell a Southwest Florida home before you pick an agent.

Worthington Research

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We research the details that matter when you are comparing Southwest Florida homes and communities, from current market activity and what a home costs to own, to the rules and fees that can change the decision.

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Sources and how we checked them
Association, homes and rules
The home count and the history come from the association’s frequently asked questions. The fee and what it pays for come from the Cascades at Estero Residents’ Association 2026 approved operating budget. The age rule, the lease rules and the capital contribution are in the Amended and Restated Declaration recorded in 2024, and the pet, vehicle and golf cart rules in the association’s Rules and Regulations. The amenities are from the association’s website. Home sizes, bedrooms and pools come from MLS records.
Renting it out
The lease rules are in Section 10 of the Amended and Restated Declaration recorded in 2024.
What it costs to own
The 2026 fee and what it pays for come from the Cascades at Estero Residents’ Association 2026 approved operating budget, and the 2025 fee from the 2025 adopted budget. The capital contribution is in Section 5.7 of the Amended and Restated Declaration recorded in 2024, and the $150 application fee in the association’s 2025 resale packet.

Reviewed by Michael Davis, Head of Market Research and Co-Owner · Updated October 21, 2026

Worthington Realty, Inc. · (239) 437-3334 · 8880 Gladiolus Drive, Suite 102, Fort Myers, FL 33908. Figures describe the market as of October 1, 2026, from Florida Gulf Coast MLS (FGCMLS) records pulled October 10, so late-reported September sales are included. Listing data is deemed reliable but not guaranteed.