Cape Harbour
Median sold · last 120 days$495,000
93.4%Sellers received
32.1%Re-list rate
28Homes for sale
4Under contract
Southwest Florida › Cape Coral
What July 2026 Means for Cape Coral Buyers & Sellers
A data-driven read on the Cape Coral housing market: median price, inventory, and what’s actually selling, paired with live homes for sale and recent sales from the Worthington Realty research team.
Cape Coral At a Glance
Median Sale Price
$393,000
▲ 12.3% YoYPrice / Sq Ft
$222
▲ 3.7% YoYClosed Sales
520
▲ 7.7% YoYActive Listings
2,486
▼ 27.9% YoYMonths of Supply
4.9
▼ 37.2% YoYSold-to-List Ratio
97.9%
▲ 0.3 pts YoYRe-list Rate
21.7%
Back on marketAsk-Bid Gap
6.6%
Ask vs sold $/sqftIn July 2026 the Cape Coral housing market posted the strongest price and contract activity of the five featured cities. Median sale price rose 12.3% to $393,000 and price per square foot rose 3.7% to $222, with both measures climbing together. Closings grew 7.7% to 520, a second straight month of growth, and sellers received a median 97.9% of their final list price, the closest to asking of the five cities. Active inventory fell 27.9% to 2,486 and months of supply eased to 4.9. Correctly priced homes sold in a median of 47 days.
Ready to make a move in Cape Coral?
Browse live listings below, or get a no-obligation valuation to see where your home fits this market.
Cape Coral Housing Market Report: July 2026
Single-family and condo activity across Cape Coral, from the Florida Gulf Coast MLS.
Key takeaways for July 2026
- Prices rose across the board. Median sale price rose 12.3% year over year to $393,000 and price per square foot rose 3.7% to $222, with both measures up together rather than the median moving on sales mix alone.
- Sellers got closest to asking. Homes sold for a median 97.9% of their final list price, the closest to asking of the five featured cities.
- Closings kept growing. Closed sales rose 7.7% to 520, a second straight month of growth, and 705 homes were under contract as of August 3.
- Inventory kept tightening. Active listings fell 27.9% to 2,486 and months of supply eased to 4.9, one of the tighter overall readings of the five cities.
- The fewest previously listed homes. Cape Coral carried the lowest Re-list Rate of the five cities at 21.7%, and relisted homes sold a median $35,000 below their earlier asking price.
Market Trend
Cape Coral Median Sale Price
Monthly, five years
Jul 2026 · Latest
$393,000
▲ 33% since Jan 2021▼ 10% from Apr ’22 peak
Jul 2026 · $393,000
Source: InfoSparks · FGCMLS via Stellar MLS
New Pending Sales counts contracts that went pending during each month. Homes under contract (705 as of August 3, 2026) is a separate point-in-time total.
Cape Coral vs. Southwest Florida
All year-over-year columns compare against July 2025. Tap any city to open its market page.
| City | Median Price | Median YoY | Price/SF | Active | Active YoY | Mo. Supply | Sold-to-List | Closed |
|---|---|---|---|---|---|---|---|---|
| Fort Myers | $331,000 | -1.2% | $199 | 2,533 | -22.9% | 5.4 | 95.7% | 418 |
| Cape Coral | $393,000 | +12.3% | $222 | 2,486 | -27.9% | 4.9 | 97.9% | 520 |
| Estero | $507,500 | +11.1% | $245 | 471 | -29.1% | 3.8 | 96.7% | 95 |
| Bonita Springs | $470,000 | -6.0% | $274 | 743 | -33.2% | 4.8 | 96.0% | 115 |
| Naples | $615,000 | +4.2% | $337 | 4,138 | -22.9% | 5.5 | 95.0% | 664 |
| SW Florida | $410,000 | +2.5% | $233 | 16,811 | -22.6% | 6.1 | 96.3% | 2,848 |
Source: FGCMLS via Stellar MLS. SW Florida covers the full FGCMLS footprint, not an average of the five cities.
Take this month’s snapshot with you
When friends and family ask how Cape Coral is doing, hand them the answer. One page, the stats that matter, and what this month means, ready to print or send.
Prices and demand both strengthened
Median sale price rose 12.3% year over year to $393,000 and price per square foot rose 3.7% to $222, both measures moving up together rather than the median shifting on sales mix alone. Closings grew 7.7% to 520, a second straight month of growth, published pending sales rose 27.3%, and Worthington’s August 3 export counted 705 homes under contract, a Pending-to-Active Ratio of 28.4% and the strongest of the five featured cities. At the $393,000 median, a buyer financing $314,400 at the current 6.66% average Freddie Mac rate would carry a principal-and-interest payment near $2,020 a month before taxes, insurance, or HOA dues.
What sellers actually compete against
Not every listing is real competition. Competitive Inventory, which removes long-stale and relisted homes, runs 2.1 months, well below the 4.9-month overall figure. Cape Coral carried the lowest Re-list Rate of the five cities at 21.7%, and a relisted home that sold did so a median $35,000 below its earlier asking price. Sellers received a median 97.9% of their final list price, the closest to asking of the five cities, so well-priced homes close near ask and buyers have less room to negotiate. Full methodology, the Worthington Market Lens, and shadow-inventory tracking are in the complete report: Cape Coral Median Price Rose 12.3% in July 2026.
Cape Coral Featured Community Snapshots
Median sold price uses closings from the trailing 120 days; inventory and re-list figures are snapshots as of August 3, 2026. Each community is a starting point; tap in to see current listings.
Search Cape Harbour homes →
Cape Royal
Median sold · last 120 days$620,000
97.7%Sellers received
28.6%Re-list rate
7Homes for sale
3Under contract
Sandoval
Median sold · last 120 days$355,000
96.5%Sellers received
36.0%Re-list rate
25Homes for sale
8Under contract
Tarpon Point
Median sold · last 120 days$700,000
93.5%Sellers received
33.3%Re-list rate
12Homes for sale
1Under contract
Cape Coral Yacht Club
Median sold · last 120 days$657,500
93.0%Sellers received
50.0%Re-list rate
8Homes for sale
1Under contract
Community medians combine all product types and price tiers and are a starting point only; price to sub-neighborhood and floor-plan comparables. Source: FGCMLS via Stellar MLS.
Homes for Sale in Cape Coral
The newest active listings in Cape Coral, pulled live from the MLS. Use See All to open every Cape Coral home for sale, then filter by price, community, or beds to narrow your search. A free account saves your searches and sends new-listing alerts. New to the area? Our Southwest Florida home buying guide walks you through each step.
Recently Sold in Cape Coral
The most recent closings in Cape Coral, the clearest read on what buyers are actually paying. Use See All to look up sold prices in your own community, the best pricing guide when you are preparing to sell. Ready for a number on your own home? See what your home is worth.
Home Value
What’s Your Cape Coral Home Worth?
Waterfront category drives value here. Get a data-driven estimate based on recent comparable sales in your area. Getting ready to list? See how we sell homes in Southwest Florida.
Living in Cape Coral
A quick orientation for anyone weighing a move to the area.
Cape Coral is built for the water. A vast grid of canals, many with direct Gulf access, gives it more waterfront homes than almost anywhere in Florida, and boating is the organizing lifestyle. Pricing stays among the region’s most accessible: most inland homes run in the upper $200,000s to $300,000s, while Gulf-access and riverfront estates reach $800,000 and up.
A growing dining and entertainment core near the Yacht Club and Cape Harbour anchors the south end, and the city sits across the river from Fort Myers with quick routes to Sanibel and Fort Myers Beach. Buyers should weigh canal type (Gulf-access, freshwater, or inland), bridge clearance, and flood-zone insurance costs, which vary block to block.
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Flood risk
Check a Cape Coral address’s flood zone
Flood zone and insurance costs can vary from one block to the next in Cape Coral. Look up the FEMA flood zone for any address in seconds, so you can weigh the real cost before you make an offer.
Open the flood zone lookup →Cape Coral Housing Market FAQs
Is Cape Coral a good place to buy right now?
Cape Coral's median price and price per square foot both increased in July, and homes sold for a median 97.9% of final list price, the smallest median discount from final asking price among the five featured cities. Older and previously listed homes should still be evaluated separately. The listing history, Ask-Bid Gap within the price tier, condition, and recent comparable sales provide a better basis for an offer than the citywide figures alone.
Why isn't my Cape Coral home selling?
Start by comparing the asking price, condition, property type, waterfront category, flood zone and insurance costs, and marketing with the most relevant recent sales. Among Cape Coral relists, 53.9% returned at least 3% below their earlier asking price, and the citywide relist difference is the smallest among the five featured cities at $35,000. Setting the price against recent comparable sales up front lowers the odds of a drawn-out, relisted sale.
How much below asking should I offer in Cape Coral?
Cape Coral homes sold for a median 97.9% of their final list price, the tightest reading among the five cities, but that is a market summary rather than a rule for an individual offer. It may also reflect price reductions made before the home went under contract. Waterfront category, flood zone, condition, comparable sales, and the current Ask-Bid Gap within the price tier should guide the offer.
How long does it take to sell a home in Cape Coral?
First-attempt listings that sold did so in a median of 47 days, the fastest first-attempt pace among the five featured cities. Homes that relisted before selling took a median of 208 combined days.
How does Cape Coral compare with the rest of Southwest Florida?
Cape Coral and Naples were the only featured cities up on both median and price per square foot, and Cape's 12.3% median gain was the largest among the five featured cities. It also had the highest sold-to-list ratio at 97.9% and the highest Pending-to-Active Ratio at 28.4%. Its Re-list Rate, at 21.7%, is the lowest among the five featured cities.
What flood zone is a Cape Coral home in, and how do I check it?
Flood zones in Cape Coral change from one block to the next, and they affect both insurance cost and lender requirements. Look up the FEMA flood zone for any Cape Coral address with Worthington’s Southwest Florida flood zone lookup, then confirm a current insurance quote before you make an offer.
Explore other Southwest Florida markets
Comparing areas? Jump to any nearby market, or see the whole region.
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Home Value
What’s Your Cape Coral Home Worth?
Waterfront category drives value here. Start with your address. A Worthington agent follows up with a pricing range, the comparable sales behind it, and the next steps that fit your timing.
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