Aerial view of Bella Terra in Estero, Florida, with the clubhouse, resort pool, tennis and pickleball courts and a sports field in the foreground, and tile-roofed homes along lakes and preserve stretching to the horizon
Estero, Florida

Bella Terra Homes for Sale

Bella Terra is a gated, all-ages community off Corkscrew Road in Estero, Florida 33928, east of I-75. Its 1,899 single-family homes, villas, townhomes and condos share a clubhouse, a resort-style pool, courts and sports fields among 100 acres of lakes and 400 acres of preserve.

Southwest Florida › Estero › Bella Terra

Reviewed October 20, 2026

Bella Terra: a gated Estero community near I-75, FGCU and the airport

Every owner shares the clubhouse, the resort-style pool, the courts and the fields, all included in the master association fee along with TV and internet.

Bella Terra at a glance

Homes

1,899

Lakes and preserve

500 acres

Who can live here

All ages

Why Residents Choose Bella Terra

Bella Terra amenities, from the clubhouse to the ball fields

Every owner shares one amenity center, with the pool, fitness, courts and fields together, plus walking paths through the lakes and preserve.

The amenity center

A resort pool and a full fitness center

A 7,000-square-foot clubhouse, a resort-style pool with a spa and waterfall, and a fitness center.

Courts and fields

Tennis, pickleball and ball fields

Tennis, pickleball, bocce, basketball and sand volleyball, plus multi-use ball fields and a playground.

The setting

500 acres of lakes and preserve

100 acres of lakes and 400 acres of preserve, with walking paths, inside one gate off Corkscrew Road.

Shared by every owner

What comes with every home

Every home pays the master association, $573 a quarter for 2026, and the Habitat Community Development District on its property tax bill.

Gatehouse

staffed around the clock, with resident transponders

TV and internet

included in the master fee

Amenity center

the clubhouse, resort pool, fitness center, courts and fields

Lakes and preserve

100 acres of lakes and 400 acres of preserve

Roads and lights

kept up by the Habitat Community Development District

The neighborhood fee comes on top. It covers lawn care in every neighborhood and more in the villas, townhomes and condos. See what it costs to own here.

Browse homes for saleRead the complete buyer guide
Browse the Market

Homes for Sale in Bella Terra

See the newest active Bella Terra listings from the MLS. Use the button below the homes to see them all and filter by price, home type, beds, or neighborhoods. New to the area? Our Southwest Florida home buying guide walks you through each step.

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What’s nearby

See what everyday life feels like from any address.

Enter a Southwest Florida address to see real drive times to the places that matter: groceries, dining, healthcare, boating, golf, and the airport.

Drive-time reach

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Comparing Estero communities? Send us the communities or homes you are weighing. We will compare the fees, the district charges and the yearly cost of each.

The Numbers

What Bella Terra homes sold for in the past 12 months

Worthington Realty analysis of Florida Gulf Coast MLS records for Bella Terra in Estero. Sales cover October 2025 through September 2026. Homes for sale and under contract are as of October 1, 2026.

What changed

Bella Terra sales picked up over the past 12 months while prices eased. Fifty-six single-family homes sold at a median of $582,500, down about 3% from $602,500, and 40 villas and townhomes sold at a median of $378,500, down about 8% from $410,000. On October 1, 14 homes were under contract, up from seven a month earlier.

Single-family homes

$582,500

Median sold price, past 12 months

3% lower than the year before ($602,500)

Homes sold
5642 the year before
For sale now
8
Previously listed
2 of 8Earlier listing ended in the past 12 months
Under contract
65 a month earlier
Months of supply
1.7 months
Median days on market
63 days
Share of final asking price
97.7%
Price per square foot
$253$253 the year before
Sold price range
$447,510 to $800,000
Asking prices now
$539,500 to $775,000

Villas and townhomes

$378,500

Median sold price, past 12 months

8% lower than the year before ($410,000)

Homes sold
4023 the year before
For sale now
4
Previously listed
0 of 4Earlier listing ended in the past 12 months
Under contract
82 a month earlier
Months of supply
1.2 months
Median days on market
51 days
Share of final asking price
97.5%
Price per square foot
$202$227 the year before
Sold price range
$320,000 to $450,000
Asking prices now
$374,900 to $384,900

Condos

$259,500

Median sold price, past 12 months

5% lower than the year before ($274,500)

Homes sold
2022 the year before
For sale now
10
Previously listed
1 of 10Earlier listing ended in the past 12 months
Under contract
00 a month earlier
Months of supply
6.0 months
Median days on market
51 days
Share of final asking price
95.1%
Price per square foot
$220$233 the year before
Sold price range
$220,000 to $289,000
Asking prices now
$235,000 to $325,000

Home types follow the MLS building categories, with filing errors corrected where the listing shows a different home type.

Sold on the first try, or relisted first

Homes that sold in the past 12 months, split by whether an earlier listing had failed in the year before. Days for relisted homes add up every listing; days for first-try sales count only the listing that sold.

Bella Terra homes that sold on the first try compared with homes that were relisted first, past 12 months
Home typeSold on the first tryRelisted before sellingRelisted homes, median amount below their last listed price
Single-family homes43 salesmedian $579,500, 59 days13 salesmedian $585,000, 285 days in all$35,000about 6% less
Villas and townhomes32 salesmedian $372,500, 44 days8 salesmedian $385,000, 199 days in all$35,450about 9% less
Condos16 salesmedian $258,250, 67 days4 salesmedian $261,950, 133 days in all$56,250about 18% less4 sales

Before you set a first asking price, let us compare your home with recent sales of similar homes.

Our seller net sheet estimates what you would keep after closing costs, and our selling guide shows how we plan and market a sale.

Prices by home type

Rolling 12-month median sold price

Over the 12 months ending September 2026, the single-family median was $582,500, down from $602,500. The villa and townhome median was $378,500, down from $410,000. The condo median was $259,500, down from $274,500.

Single-family homes$602,500 in Sep 2025 · $582,500 in Sep 2026

Single-family homes, 12-month median sold priceSingle-family homes median over the 12 months ending each month: $602,500 in Sep ’25, $582,500 in Sep ’26.$580k$590k$600k$610kSep ’25Jan ’26May ’26Sep ’26Single-family homes, 12-month median sold priceSingle-family homes median over the 12 months ending each month: $602,500 in Sep ’25, $582,500 in Sep ’26.$580k$590k$600k$610kSep ’25Mar ’26Sep ’26

Villas and townhomes$410,000 in Sep 2025 · $378,500 in Sep 2026

Villas and townhomes, 12-month median sold priceVillas and townhomes median over the 12 months ending each month: $410,000 in Sep ’25, $378,500 in Sep ’26.$370k$380k$390k$400k$410kSep ’25Jan ’26May ’26Sep ’26Villas and townhomes, 12-month median sold priceVillas and townhomes median over the 12 months ending each month: $410,000 in Sep ’25, $378,500 in Sep ’26.$370k$380k$390k$400k$410kSep ’25Mar ’26Sep ’26

Condos$274,500 in Sep 2025 · $259,500 in Sep 2026

Condos, 12-month median sold priceCondos median over the 12 months ending each month: $274,500 in Sep ’25, $259,500 in Sep ’26.$255k$260k$265k$270k$275kSep ’25Jan ’26May ’26Sep ’26Condos, 12-month median sold priceCondos median over the 12 months ending each month: $274,500 in Sep ’25, $259,500 in Sep ’26.$255k$260k$265k$270k$275kSep ’25Mar ’26Sep ’26

Each point shows the median sale price for the 12 months ending that month, so neighboring points share most of their sales. The curved lines connect those values.

See the numbers
Bella Terra 12-month median sold price, by the month each 12-month period ends
12 months endingSingle-family homes: salesMedianPrice per sq ftVillas and townhomes: salesMedianPrice per sq ftCondos: salesMedianPrice per sq ft
Sep 202542$602,500$25323$410,000$22722$274,500$233
Oct 202542$607,500$25124$410,000$23524$270,000$232
Nov 202545$599,900$25125$410,000$23023$269,000$231
Dec 202545$590,000$24626$410,000$23122$269,000$229
Jan 202646$590,000$24628$398,750$22921$260,000$227
Feb 202646$590,000$24628$398,750$22725$260,000$227
Mar 202646$590,000$24728$382,000$21827$260,000$227
Apr 202647$599,900$24630$381,500$21029$260,000$223
May 202650$595,000$24728$380,000$20027$260,000$220
Jun 202654$590,000$24532$380,000$20224$259,500$221
Jul 202658$590,000$24938$380,000$21023$259,000$220
Aug 202657$585,000$24740$378,500$20221$260,000$220
Sep 202656$582,500$25340$378,500$20220$259,500$220

Bella Terra prices by home type

The single-family median has stayed between $582,500 and $607,500 for the past year and was $582,500 in the 12 months ending September 2026, at $253 a square foot both years. The villa and townhome median slipped from $410,000 to $378,500, and $227 to $202 a square foot. The condo median eased from $274,500 to $259,500.

How to compare Bella Terra home prices

Compare a home with recent sales in the same neighborhood and of a similar size. Over the past 12 months single-family homes sold for about $253 a square foot, villas and townhomes about $202 and condos about $220, and a lake or preserve view is worth matching too.

Competition for sellers

How much competition a Bella Terra seller faces

On October 1, eight single-family homes were for sale, about 1.7 months of sales at the past year’s pace. Four villas and townhomes were for sale, about 1.2 months, and ten condos, about six months.

Single-family homes took a median of 63 days from listing to accepted contract on the listing that sold, and villas, townhomes and condos about 51. Single-family homes closed at a median 97.7% of their final asking price, the price after any cuts, villas and townhomes at 97.5% and condos at 95.1%. Fourteen homes were under contract on October 1, up from seven on September 1.

What happened after relisting

What Bella Terra homes sold for after relisting

Twenty-five homes sold in the past year after an earlier listing expired, was withdrawn, or was terminated. They sold a median of $38,000 below their last listed price, about 9% less, and spent a median of 248 days on the market across all their listings. Homes that sold on the first try took a median of 52 days.

Homes sold each month

Homes sold each month

Single-family homesVillas and townhomesCondos
Homes sold each month in Bella Terra, Oct 2024 through Sep 2026, by home type05101520O2024NDJ2025FMAMJJASONDJ2026FMAMJJAS

Showing the latest months. Swipe sideways or use the arrows to see all 24 months.

Each bar is one month of closed sales. Monthly counts in a community this size move around a lot, so the 12-month figures in the cards are the steadier read.

See monthly sales by home type
MonthSingle-family homesVillas and townhomesCondosAll homes
Oct 20242114
Nov 20243025
Dec 202464212
Jan 20253126
Feb 20253104
Mar 20253418
Apr 20255207
May 202514510
Jun 20253249
Jul 20254127
Aug 20255128
Sep 20254217
Oct 20252237
Nov 20256118
Dec 202565112
Jan 20264318
Feb 20263148
Mar 202634310
Apr 202664212
May 20264239
Jun 202676114
Jul 202687116
Aug 20264307
Sep 20263205

What Bella Terra homes sold for in September 2026

Five homes sold in September: two villas or townhomes for $375,000 and $405,000, and three single-family homes for $457,500, $514,900 and $669,000.

What could your Bella Terra home sell for today?

Your neighborhood, your home’s condition and today’s competition all matter. We compare your home with recent sales nearby and show you what buyers can choose from right now.

How we count these numbers
Median sold price
The middle sale price of the homes that closed in the past 12 months. Half sold for more and half for less.
Change from the year before
The same figure for the 12 months before that, for the same home type. We show it when both years have at least five sales.
Fewer than five sales
On the home-type cards, median sold price appears only with five or more sales. With fewer, the card shows the range of what sold instead. Other card figures based on fewer than five sales show the number of sales beside them.
Homes sold
Homes that closed in the past 12 months.
For sale now
Active listings in the MLS on October 1, 2026.
Under contract
Homes with a contract signed in the past 120 days that had not closed by October 1, 2026.
Months of supply
How many months the homes for sale would last at the past 12 months’ pace of sales.
Median days on market
Days from the MLS listing date to the accepted contract, for the listing that sold, middle value. A relisted home starts this count over, so it can look newer than it is.
Share of final asking price
What sellers received as a share of the last asking price before the sale, middle value.
Price per square foot
The sale price divided by the living area, middle value. It lets you compare homes of different sizes.
Previously listed
Homes for sale with an earlier listing that expired, was withdrawn, or was terminated in the past 12 months, without a sale in between. Why homes get relisted.
Sold on the first try
A home with no expired, withdrawn, or terminated listing in the 12 months before it was listed.
Relisted before selling
A home with at least one expired, withdrawn, or terminated listing in the 12 months before the listing that sold. A sale to a new owner in between starts the clock over.
Last listed price
For a relisted home, the asking price on the expired, withdrawn, or terminated listing just before the listing that sold, as of the day that earlier listing ended.
Days in all
For a relisted home, the full days on market of each listing added together: the listing that sold plus every expired, withdrawn, or terminated listing that ended in the 12 months before it.
Share of first asking price
The sale price divided by the price the home first carried on the listing that sold.
Home types
From the MLS Building Design field, with filing errors corrected where the listing shows a different home type. A home type gets its own card only when the community has a real number of them.

Every figure comes from Florida Gulf Coast MLS records. The full method is on our Southwest Florida market methodology page.

Figures from Florida Gulf Coast MLS records available as of October 10, 2026. See the full Estero housing market update →

Pricing Proof

Recently Sold in Bella Terra

Recent Bella Terra closings show the prices buyers actually agreed to pay. Compare the same neighborhood, home type, size, view, and condition before treating a sale as a useful comparable. Selling? .

Save Search

Cost of ownership

Bella Terra HOA fees and the full cost of owning a home

Every Bella Terra home pays three things: the master association, which includes TV and internet, its own neighborhood or condo association, and the Habitat Community Development District on the property tax bill. No club membership comes on top.

Every home, 2026About $4,400 to $8,200 a yearAssociation fees plus the district charge. Homes that paid off their district bond share pay less.
Capital contribution$1,500 at closingPaid by the buyer

Once, to the master association, on every sale. The single-family, villa and townhome associations add their own, shown below.

Which kind of Bella Terra home?

Choose one to see the yearly charges and what you pay at closing.

A single-family homeabout $4,400 to $4,500 a year1,086 homes, lawn care included A villaabout $6,100 to $6,400 a yearVillas I, II and III, 260 homes A townhomeabout $5,200 a yearTownhomes I, 217 two-story homes A condo at Barlettaabout $8,200 a year336 condos with their own pool

Single-family home · 2026 rates

about $367 to $377 monthly equivalentabout $4,400 to $4,500 a year

The single-family association pays for lawn care and irrigation. The district charge depends on the width of the lot.

  • Master association$573 a quarterBella Terra of Southwest Florida. Includes TV and internet.
  • Single Family Homeowners Association$238 a quarterLawn care and irrigation.
  • Habitat Community Development District$1,160 to $1,279 a yearOn the property tax bill, by lot width. For 2026–27.
  • At closing$1,750 once$1,500 to the master association and $250 to the single-family association. Paid by the buyer.
What those fees support

The gatehouse staffed around the clock, TV and internet, the clubhouse, resort pool, fitness center, courts and fields, and the community’s roads, lakes, preserves and street lights.

Villa · 2026 rates

about $504 to $533 monthly equivalentabout $6,100 to $6,400 a year

Each of the three villa sections has its own association. Their fees add exterior painting and roof reserves to the lawn care.

  • Master association$573 a quarterBella Terra of Southwest Florida. Includes TV and internet.
  • Villa association$665 to $751 a quarterVillas I $751, Villas II about $685, Villas III $665.
  • Habitat Community Development District$1,100 a yearOn the property tax bill. For 2026–27.
  • At closing$1,500 plus 1% of the price$1,500 to the master association and 1% of the price to the villa association. Paid by the buyer.
What those fees support

The gatehouse staffed around the clock, TV and internet, the clubhouse, resort pool, fitness center, courts and fields, and the community’s roads, lakes, preserves and street lights.

Townhome · 2026 rates

about $430 monthly equivalentabout $5,200 a year

Townhomes I covers the landscaping and saves for exterior painting.

  • Master association$573 a quarterBella Terra of Southwest Florida. Includes TV and internet.
  • Townhomes I association$443 a quarterLandscaping and painting reserves.
  • Habitat Community Development District$1,100 a yearOn the property tax bill. For 2026–27.
  • At closing$3,000 once$1,500 to the master association and $1,500 to Townhomes I. Paid by the buyer.
What those fees support

The gatehouse staffed around the clock, TV and internet, the clubhouse, resort pool, fitness center, courts and fields, and the community’s roads, lakes, preserves and street lights.

Condo at Barletta · 2026 rates

about $685 to $687 monthly equivalentabout $8,200 a year

The condo fee covers the buildings, their insurance and reserves, the grounds and the Barletta pool. It varies slightly by building.

  • Master association$573 a quarterBella Terra of Southwest Florida. Includes TV and internet.
  • Condominiums at Barlettaabout $1,223 to $1,228 a quarterBuildings, insurance, reserves and the condo pool.
  • Habitat Community Development District$1,040 a yearOn the property tax bill. For 2026–27.
  • At closing$1,500 onceThe master association’s capital contribution. Paid by the buyer.
What those fees support

The gatehouse staffed around the clock, TV and internet, the clubhouse, resort pool, fitness center, courts and fields, and the community’s roads, lakes, preserves and street lights, plus the Barletta pool.

Get the complete picture before you offer

Association fees change each January and the district charge each October, and an association can levy a special assessment for repairs. Your Worthington agent confirms the current fees and the district charge for a specific home before you make an offer.

Not included

Property taxes other than the district charge, insurance, utilities other than TV and internet, and maintenance inside your home.

See the fees by Bella Terra association
Quarterly neighborhood association fees in Bella Terra, 2026, on top of the master association
AssociationHome typeHomesNeighborhood fee a quarter
Single Family Homeowners AssociationSingle-family homes1,086$238
Villas IVillas79$751
Villas IIVillas67about $685
Villas IIIVillas114$665
Townhomes ITownhomes217$443
Condominiums at BarlettaCondos336about $1,223 to $1,228
  • Each neighborhood fee is on top of the master association’s $573 a quarter for 2026, which includes $242 a quarter for TV and internet.
  • The Habitat Community Development District charges $1,040.06 a year for a condo, $1,099.85 for a villa or townhome, and $1,159.64 to $1,279.22 for a single-family home, by lot width, for October 2026 to September 2027. The bond part, $179 to $419 of it, ends in 2035, and the operating charge continues after that, set each year. Homes that paid off their bond share pay only the $860.69 operating charge.
  • At closing the buyer pays the master association’s $1,500 capital contribution, plus $250 to the single-family association, 1% of the price to a villa association, or $1,500 to Townhomes I.
For Owners Who Rent

Renting out a Bella Terra home: the lease rules

The master association sets a 30-day minimum, and each neighborhood can set a longer one. The condos and townhomes allow leases of 30 days. The single-family homes and Villas I require three months and allow up to four leases a year.

Rental minimums

30 days to seven months

Villas II requires leases of at least seven months and Villas III at least six months, each no more than twice a year. Check the neighborhood before you count on rental income.

  1. The lease

    In writing, for at least the neighborhood’s minimum.

  2. The approval

    The neighborhood or condo association approves the tenant before the lease starts, usually with an application fee. The condos ask for 30 days’ notice.

  3. The gate

    Once approved, tenants get gate and amenity passes from the master association.

  4. The taxes

    Leases of six months or less can owe Florida sales tax and Lee County’s tourist development tax.

Tenants in the condos cannot keep pets. Barletta allows pets for owners only, which matters if you plan to rent to a family with a dog.

We work with owners renting in Bella Terra. We can walk you through the rules for your neighborhood and what the home realistically rents for.

Detailed Buyer Guide

Living in Bella Terra: a buyer’s guide

Aerial view of the Bella Terra amenity center in Estero, Florida, with the tile-roofed clubhouse, the resort pool, a pickleball court, a basketball court, sand volleyball and a ball field beside a lake

Bella Terra is a gated, all-ages community of 1,899 homes in Estero, on about 961 acres off Corkscrew Road east of I-75. It was built between 2004 and 2014 and is complete. About half the land is lakes and preserve.

Three groups run Bella Terra. The master association, Bella Terra of Southwest Florida, runs the gatehouse, the clubhouse and amenities, and the community’s TV and internet. Six neighborhood associations run the single-family homes, Villas I, II and III, the townhomes and the Barletta condos. The Habitat Community Development District looks after the roads, lakes, preserves, drainage and street lights.

Inside Bella Terra

  • Location: Off Corkscrew Road east of I-75, close to Miromar Outlets, Florida Gulf Coast University, Coconut Point and Southwest Florida International Airport.
  • Gate: A gatehouse staffed around the clock, with resident transponders and a visitor lane.
  • Amenity center: A 7,000-square-foot clubhouse with a fitness center, a resort-style pool with a spa and waterfall, tennis, pickleball, bocce, basketball and sand volleyball.
  • Outdoors: Multi-use ball fields, an inline skate park, a playground, a butterfly garden and walking paths along 100 acres of lakes and 400 acres of preserve.
  • Condo pool: The Barletta condos have a second pool for their residents.

Types of Homes in Bella Terra

More than half of Bella Terra’s homes are single-family homes, 1,086 in all. The rest are 260 villas in three villa sections, 217 two-story townhomes, and 336 condos at Barletta in two-story buildings with carports.

The neighborhood decides what the second fee covers. The single-family fee pays for lawn care and irrigation. The villa and townhome fees add exterior painting, and the villas roof reserves. The condo fee covers the buildings, their insurance and the condo pool, which is why it runs highest. More than half the single-family homes and villas have their own pool.

What Living in Bella Terra Is Like

The amenity center is the hub, with the pool, the fitness center, the courts and the ball fields side by side, and a social calendar that runs from water aerobics to food truck nights. Walking paths follow the lakes and preserve, where residents often see deer and wading birds.

Outside the gate, Miromar Outlets, Florida Gulf Coast University, Coconut Point and the airport are close, and I-75 is minutes away. Use the interactive What’s Nearby map to test the drives to the places that matter to you.

What to Know Before You Buy

  • Yearly fees: Every home pays the master association, $573 a quarter for 2026, and its own neighborhood or condo association on top.
  • Community development district: Yes. The Habitat Community Development District charges $1,040 to $1,279 a year for 2026–27 on the property tax bill, depending on the home.
  • Property taxes: On the 2025 county tax bills (county records for about 1,800 of the 1,899 homes), single-family homes and villas were billed a median of about $5,600, including the district charge, and half were billed between about $4,600 and $7,100. Townhomes were billed a median of about $5,300 and condos about $3,900. A new owner’s bill can be quite different. Florida generally reassesses a home at market value on the January 1 after it sells, with the new owner’s exemptions and any homestead portability taken into account.
  • Owners’ addresses: County records show the owner’s mailing address at the home itself for about 8 in 10 single-family homes and villas, about 3 in 4 townhomes and about 4 in 10 condos. Other owners get their mail elsewhere, which can mean a seasonal home or a rental.
  • TV and internet: Included in the master fee for every home.
  • Amenities: Included in the master fee, with no separate club membership.
  • Pets: Up to two household pets. In the Barletta condos, only owners may keep pets.
  • Vehicles: No commercially marked vehicles. Boats, trailers and RVs must be kept inside a garage.
  • Schools: Served by Lee County Public Schools, which places students through School Choice rather than by address.
  • Flood zone: It varies by address. Check it with our flood zone lookup.
Street map of Southwest Florida showing Fort Myers, Cape Coral, Estero, Bonita Springs and Naples Lee & Collier · FEMA flood map
Flood risk

Check an Estero address’s flood zone

Flood zone and insurance costs can vary from one block to the next in Estero. Look up the FEMA flood zone for any address in seconds, so you know the zone before you get an insurance quote and make an offer.

Open the flood zone lookup →

Moving from up north? Compare your winter with Southwest Florida on our Estero page. Our Florida relocation tax calculator compares what you pay now against what you would pay here, and our cost of owning a home guide puts association fees beside property taxes, insurance and the other yearly costs.

Questions & Answers

Bella Terra FAQs

01Is Bella Terra gated?
The short answer

Yes. Bella Terra has a gatehouse staffed around the clock.

Residents enter with a vehicle transponder, and visitors use a separate lane where they receive a guest pass.

02What are the HOA fees in Bella Terra?
The short answer

Association fees run from about $3,200 to about $7,200 a year in 2026, depending on the neighborhood.

Every home pays the master association’s $573 a quarter, which includes TV and internet, plus its neighborhood or condo association. The single-family fee is $238 a quarter and the condo fee about $1,225.

03Does Bella Terra have a CDD?
The short answer

Yes. Bella Terra is in the Habitat Community Development District.

For 2026–27 most homes pay $1,040 to $1,279 a year on the property tax bill, depending on the type and size of the home, and the few that paid off their bond share pay $860.69. The bond part ends in 2035, and the yearly operating charge continues after that.

04What does it cost to buy into Bella Terra?
The short answer

Every buyer pays a one-time $1,500 capital contribution to the master association.

Some neighborhoods add their own: $250 for a single-family home, $1,500 for a townhome and 1% of the price for a villa.

05Is there golf or a club membership in Bella Terra?
The short answer

No. Bella Terra has no golf course and no club membership.

The clubhouse, pools, fitness center, courts and fields come with the master association fee.

06Is Bella Terra a 55+ community?
The short answer

No. Bella Terra is open to all ages.

It has ball fields, a playground and an inline skate park alongside the pool and courts.

07Can you rent out a home in Bella Terra?
The short answer

Yes. The condos and townhomes allow leases of 30 days.

The single-family homes and Villas I require three months, up to four leases a year. Villas II requires seven months and Villas III six, no more than twice a year.

08What are property taxes in Bella Terra?
The short answer

Single-family homes and villas were billed a median of about $5,600 on their 2025 tax bills.

That includes the district charge. Half were billed between about $4,600 and $7,100. Townhomes were billed a median of about $5,300 and condos about $3,900 for 2025. A new owner’s bill can be quite different. Florida generally reassesses a home at market value on the January 1 after it sells, with the new owner’s exemptions and any homestead portability taken into account.

09How many homes are in Bella Terra?
The short answer

1,899 homes.

1,086 single-family homes, 260 villas, 217 townhomes and 336 condos.

10What flood zone is an Estero home in, and how do I check it?
The short answer

Flood zones change from one block to the next, so the only answer that counts is the one for that exact address.

The zone affects both insurance cost and lender requirements, and two homes on the same street can sit in different ones. Check the FEMA flood zone for the address first, then get a current insurance quote before you make an offer.

Look up any address Southwest Florida flood zone lookup
Nearby

Comparing options nearby? Jump to another Estero community, or see the whole city market.

Cascades at Estero

Grandezza

Stoneybrook

The Place at Corkscrew

Verdana Village

All of Estero →
Buying in Bella Terra?

Compare the right Bella Terra homes.

Bella Terra single-family homes had about 1.7 months of supply on October 1, and villas and townhomes 1.2 months. Before you make an offer, we compare the neighborhood, the fees and recent sales of similar homes.

Own a Bella Terra home?

Price your Bella Terra home within the right comparison set.

Last year’s prices are not today’s. We compare your home with the latest sales in your own neighborhood, by size, view and condition. See how we sell a Southwest Florida home before you pick an agent.

Worthington Research

Southwest Florida real estate research from Worthington Realty

We research the details that matter when you are comparing Southwest Florida homes and communities, from current market activity and what a home costs to own, to the rules and fees that can change the decision.

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Sources and how we checked them
Associations, homes and the district
The home count, the number of homes in each neighborhood and the master fee come from Bella Terra of Southwest Florida’s approved 2026 budget. The district charges come from the Habitat Community Development District’s adopted assessment schedule for fiscal 2027. The amenities are from the master association’s website, and the lease, pet and vehicle rules from the recorded master declaration (April 2025) and the neighborhood documents.
Renting it out
The 30-day minimum is in the recorded master declaration. The single-family limit is in the single-family association’s declaration, and the condo rules in the Barletta condominium declaration. The villa and townhome limits are current as of October 2026.
What it costs to own
The master and neighborhood fees are from each association’s approved 2026 budget. The district charges are from the Habitat Community Development District’s adopted fiscal 2027 assessment schedule. Villas II and the closing contributions are current as of October 2026.

Reviewed by Michael Davis, Head of Market Research and Co-Owner · Updated October 20, 2026

Worthington Realty, Inc. · (239) 437-3334 · 8880 Gladiolus Drive, Suite 102, Fort Myers, FL 33908. Figures describe the market as of October 1, 2026, from Florida Gulf Coast MLS (FGCMLS) records pulled October 10, so late-reported September sales are included. Listing data is deemed reliable but not guaranteed.