Aerial view of Cape Harbour in Cape Coral, Florida, with boats in the marina basin, the Marina South condo towers and the village buildings, a row of colorful waterfront homes with docks, and the mangrove shoreline along the canal to the river
Cape Coral, Florida

Cape Harbour Homes for Sale

Cape Harbour is a marina community in southwest Cape Coral, ZIP code 33914, with condos, townhomes and single-family homes around a marina village of restaurants and shops. Boats reach the Caloosahatchee with no lock since the Chiquita Lock came out in 2025.

Southwest Florida › Cape Coral › Cape Harbour

Reviewed October 22, 2026

Cape Harbour: a marina village with condos, townhomes and waterfront homes

Walk to waterfront restaurants, keep a boat at the marina or behind the house, and choose between a condo by the slips and a single-family home in a gated enclave.

Cape Harbour at a glance

Homes

Condos, townhomes and single-family

Built

Late 1990s to 2024

Marina

Safe Harbor Cape Harbour

Why Residents Choose Cape Harbour

Cape Harbour living, from the marina to the waterfront table

A working marina, restaurants on the water and homes from condos to waterfront estates. Distances to the village and the river vary by home.

The village

Restaurants and shops on the marina

Waterfront dining, a coffee shop, a gallery and shops along the marina promenade, open to the public.

The marina

Slips, fuel and dry storage

Safe Harbor Cape Harbour rents wet slips for boats up to about 60 feet and dry storage for smaller boats, with fuel on site.

The homes

From marina condos to gated waterfront homes

Condo towers on the slips, low-rise condos and townhomes, and single-family homes with private docks.

What comes with a home here

What the association fees cover

Association fees support shared property and amenities. Condo and townhome fees often also cover building insurance, reserves and some utilities. Confirm what the fee covers for the specific home.

Grounds

street lights, roads and common areas

Recreation

community pool, fitness room and tennis

Security

gated entry in Harbour Preserve and Harbour Pointe

Condo buildings

building insurance and reserves

Condo utilities

water, sewer, trash and internet in many buildings

Management

a professional manager

Safe Harbor marina rentals are separate from association fees. Confirm any private docking rights with the specific home. See what it costs to own here.

Browse homes for saleRead the complete buyer guide
Browse the Market

Homes for Sale in Cape Harbour

See the newest active Cape Harbour listings from the MLS. Use the button below the homes to see them all and filter by price, home type, or beds. New to the area? Our Southwest Florida home buying guide walks you through each step.

Save Search

Want these in your inbox? A free account saves your search and emails you when a new Cape Harbour home hits the market.

What’s nearby

See what everyday life feels like from any address.

Enter a Southwest Florida address to see real drive times to the places that matter: groceries, dining, healthcare, boating, golf, and the airport.

Drive-time reach

Loading the map…

Loading Google Maps…

Comparing Cape Coral marina communities? Send us the communities or homes you are weighing. We will compare the fees, the boating, the insurance questions and the drives for each.

The Numbers

What Cape Harbour homes sold for in the past 12 months

Worthington Realty analysis of Florida Gulf Coast MLS records for Cape Harbour in Cape Coral. Sales cover October 2025 through September 2026. Homes for sale and under contract are as of October 1, 2026.

What changed

Cape Harbour sold the same number of single-family homes and condos over the past 12 months as the year before. Fifteen single-family homes sold at a median of $1,600,000, unchanged, and 21 condos at a median of $460,000, down about 12% from $520,000. On October 1, five homes were under contract, up from three a month earlier.

Single-family homes

$1,600,000

Median sold price, past 12 months

About the same as the year before ($1,600,000)

Homes sold
1515 the year before
For sale now
9
Previously listed
0 of 9Earlier listing ended in the past 12 months
Under contract
41 a month earlier
Months of supply
7.2 months
Median days on market
53 days
Share of final asking price
93.0%
Price per square foot
$518$547 the year before
Sold price range
$525,000 to $3,150,000
Asking prices now
$675,000 to $3,625,000

Townhomes

$390,000 to $485,000

Range of 3 sales in the past 12 months

Homes sold
32 the year before
For sale now
2
Previously listed
2 of 2Earlier listing ended in the past 12 months
Under contract
00 a month earlier
Months of supply
8.0 months3 sales
Median days on market
415 days3 sales
Share of final asking price
100.0%3 sales
Price per square foot
$2253 sales
Asking prices now
$449,000 to $1,100,000

Condos

$460,000

Median sold price, past 12 months

12% lower than the year before ($520,000)

Homes sold
2121 the year before
For sale now
12
Previously listed
5 of 12Earlier listing ended in the past 12 months
Under contract
12 a month earlier
Months of supply
6.9 months
Median days on market
104 days
Share of final asking price
94.7%
Price per square foot
$310$345 the year before
Sold price range
$330,000 to $795,000
Asking prices now
$424,900 to $685,000

Home types follow the MLS building categories, with filing errors corrected where the listing shows a different home type.

Sold on the first try, or relisted first

Homes that sold in the past 12 months, split by whether an earlier listing had failed in the year before. Days for relisted homes add up every listing; days for first-try sales count only the listing that sold.

Cape Harbour homes that sold on the first try compared with homes that were relisted first, past 12 months
Home typeSold on the first tryRelisted before sellingRelisted homes, median amount below their last listed price
Single-family homes10 salesmedian $2,004,500, 16 days5 salesmedian $1,150,000, 379 days in all$289,000about 21% less
Condos14 salesmedian $445,000, 222 days7 salesmedian $495,000, 371 days in all$89,900about 14% less

Our seller net sheet estimates what you would keep after closing costs, and our selling guide shows how we plan and market a sale.

Prices by home type

Rolling 12-month median sold price

Over the 12 months ending September 2026, the single-family median was $1,600,000, compared with $1,600,000 a year earlier. The condo median was $460,000, down from $520,000.

Single-family homes$1,600,000 in Sep 2025 · $1,600,000 in Sep 2026

Single-family homes, 12-month median sold priceSingle-family homes median over the 12 months ending each month: $1,600,000 in Sep ’25, $1,600,000 in Sep ’26.$1.5M$1.52M$1.55M$1.57M$1.6MSep ’25Jan ’26May ’26Sep ’26Single-family homes, 12-month median sold priceSingle-family homes median over the 12 months ending each month: $1,600,000 in Sep ’25, $1,600,000 in Sep ’26.$1.5M$1.52M$1.55M$1.57M$1.6MSep ’25Mar ’26Sep ’26

Condos$520,000 in Sep 2025 · $460,000 in Sep 2026

Condos, 12-month median sold priceCondos median over the 12 months ending each month: $520,000 in Sep ’25, $460,000 in Sep ’26.$450k$475k$500k$525kSep ’25Jan ’26May ’26Sep ’26Condos, 12-month median sold priceCondos median over the 12 months ending each month: $520,000 in Sep ’25, $460,000 in Sep ’26.$450k$475k$500k$525kSep ’25Mar ’26Sep ’26

Each point shows the median sale price for the 12 months ending that month, so neighboring points share most of their sales. The curved lines connect those values.

See the numbers
Cape Harbour 12-month median sold price, by the month each 12-month period ends
12 months endingSingle-family homes: salesMedianPrice per sq ftCondos: salesMedianPrice per sq ft
Sep 202515$1,600,000$54721$520,000$345
Oct 202515$1,600,000$54724$515,000$340
Nov 202516$1,500,000$53121$515,000$337
Dec 202518$1,587,500$55420$515,000$340
Jan 202619$1,600,000$56217$515,000$337
Feb 202621$1,600,000$54716$507,500$335
Mar 202621$1,600,000$54716$458,250$326
Apr 202618$1,600,000$53917$485,000$324
May 202614$1,587,500$43417$485,000$324
Jun 202615$1,600,000$45419$460,000$321
Jul 202615$1,600,000$45420$458,250$315
Aug 202615$1,600,000$45421$485,000$321
Sep 202615$1,600,000$51821$460,000$310

Cape Harbour prices by home type

The single-family median held near $1,600,000 all year on 15 sales, while the median price per square foot slipped from $547 to $518. The condo median fell from $520,000 to $460,000, and the condo median price per square foot from $345 to $310. Only three townhomes sold, so their figures move a lot from one sale to the next.

Home sales in Cape Harbour in September 2026

Two homes sold in September: a Marina South condo for $330,000 and a single-family home for $1,350,000.

How to compare Cape Harbour home prices

Compare a condo with recent sales in the same building, on a similar floor and with a similar view, and a single-family home with sales that have a similar dock and water. Over the past 12 months the median sold price per square foot was $518 for single-family homes and $310 for condos.

Competition for sellers

How much competition a Cape Harbour seller faces

On October 1, nine single-family homes were for sale, about seven months of sales at the past year’s pace, and 12 condos, also about seven months. Two townhomes were for sale.

Single-family homes took a median of 53 days from listing to accepted contract on the listing that sold, and condos 104 days. Single-family homes closed at a median 93% of their final asking price, the price after any cuts, and condos at 94.7%. Five homes were under contract on October 1, up from three on September 1.

What happened after relisting

What Cape Harbour homes sold for after relisting

Twelve homes sold in the past year after an earlier listing expired, was withdrawn, or was terminated. They sold a median of $119,500 below their last listed price, about 15% less, and spent a median of 375 days on the market across all their listings. Homes that sold on the first try took a median of 178 days. Four of the 12 took three or more listings to sell.

Homes sold each month

Homes sold each month

Single-family homesTownhomesCondos
Homes sold each month in Cape Harbour, Oct 2024 through Sep 2026, by home type02468O2024NDJ2025FMAMJJASONDJ2026FMAMJJAS

Showing the latest months. Swipe sideways or use the arrows to see all 24 months.

Each bar is one month of closed sales. Monthly counts in a community this size move around a lot, so the 12-month figures in the cards are the steadier read.

See monthly sales by home type
MonthSingle-family homesTownhomesCondosAll homes
Oct 20240101
Nov 20240033
Dec 20242024
Jan 20250033
Feb 20252024
Mar 20251045
Apr 20254015
May 20254138
Jun 20250000
Jul 20250000
Aug 20251023
Sep 20251012
Oct 20250134
Nov 20251102
Dec 20254015
Jan 20261001
Feb 20264015
Mar 20261045
Apr 20261124
May 20260033
Jun 20261023
Jul 20260011
Aug 20261034
Sep 20261012
How we count these numbers
Median sold price
The middle sale price of the homes that closed in the past 12 months. Half sold for more and half for less.
Change from the year before
The same figure for the 12 months before that, for the same home type. We show it when both years have at least five sales.
Fewer than five sales
On the home-type cards, median sold price appears only with five or more sales. With fewer, the card shows the range of what sold instead. Other card figures based on fewer than five sales show the number of sales beside them.
Homes sold
Homes that closed in the past 12 months.
For sale now
Active listings in the MLS on October 1, 2026.
Under contract
Homes with a contract signed in the past 120 days that had not closed by October 1, 2026.
Months of supply
How many months the homes for sale would last at the past 12 months’ pace of sales.
Median days on market
Days from the MLS listing date to the accepted contract, for the listing that sold, middle value. A relisted home starts this count over, so it can look newer than it is.
Share of final asking price
What sellers received as a share of the last asking price before the sale, middle value.
Price per square foot
The sale price divided by the living area, middle value. It lets you compare homes of different sizes.
Previously listed
Homes for sale with an earlier listing that expired, was withdrawn, or was terminated in the past 12 months, without a sale in between. Why homes get relisted.
Sold on the first try
A home with no expired, withdrawn, or terminated listing in the 12 months before it was listed.
Relisted before selling
A home with at least one expired, withdrawn, or terminated listing in the 12 months before the listing that sold. A sale to a new owner in between starts the clock over.
Last listed price
For a relisted home, the asking price on the expired, withdrawn, or terminated listing just before the listing that sold, as of the day that earlier listing ended.
Days in all
For a relisted home, the full days on market of each listing added together: the listing that sold plus every expired, withdrawn, or terminated listing that ended in the 12 months before it.
Share of first asking price
The sale price divided by the price the home first carried on the listing that sold.
Home types
From the MLS Building Design field, with filing errors corrected where the listing shows a different home type. A home type gets its own card only when the community has a real number of them.

Every figure comes from Florida Gulf Coast MLS records. The full method is on our Southwest Florida market methodology page.

Figures from Florida Gulf Coast MLS records available as of October 10, 2026. See the full Cape Coral housing market update →

Pricing Proof

Recently Sold in Cape Harbour

Recent Cape Harbour closings show the prices buyers actually agreed to pay. Compare the same neighborhood, home type, size, view, and condition before treating a sale as a useful comparable.

Save Search

Worthington Realty, Inc.

Send us a question

Goes to a Worthington agent at Worthington Realty, Inc. You’ll hear back personally within one business day.

Home Value

What Is Your Cape Harbour Home Worth?

Share your address and a Worthington agent will review recent comparable sales, send a pricing range, and explain what it means for your timing. Not ready for a value review? You can simply ask a question.

Request my home value review Ask an agent a question Worthington Realty, Inc.

You’ll hear back personally within one business day, and you don’t need to be ready to list.

Meet the Worthington agents who can help.

Tap a photo to meet an agent.

Cost of ownership

Cape Harbour HOA fees and the full cost of owning a home

Cape Harbour has a master association, and the condo buildings and townhome groups have their own associations too. The monthly fee depends on which part of Cape Harbour you buy in, from about $165 for some waterfront homes to $1,250 or more for some townhomes.

Association fees, recentAbout $165 to $1,250 a monthBy neighborhood, before property taxes, insurance and city charges. Some homes also pay a separate master fee. Fees change each year.
At closingAbout $2,500 on some single-family homesOne-time association fee

Confirm the fee type, the amount, who pays it and whether any other charges apply. Most condo associations also charge an application fee.

Which kind of home?

Choose one to see the monthly association fee and what it covers.

Gated single-family homeAbout $272 / monthPlus city charges on the tax bill Marina South condoAbout $670 to $1,010 / monthHigh-rise condos on the marina Marina View or Coach HomesAbout $950 to $1,200 / monthMid-rise and low-rise condos Marina Villas townhomeAbout $950 to $1,250 / monthTownhomes built 2023 and 2024

Gated single-family home · recent fees

About $272 a monthplus city charges

The association fee in Harbour Preserve and Harbour Pointe, plus the City of Cape Coral’s stormwater, trash and fire charges on the tax bill, at current rates. Property taxes, insurance, utilities and upkeep are extra.

  • Association feeAbout $272 a monthThe master fee in the gated single-family areas. The newer waterfront homes by the marina run about $165 to $230.
  • Stormwater fee$163.00 a yearPer equivalent residential unit, the city’s billing unit.
  • Trash and recycling$384.25 a yearPer home, on the tax bill.
  • Fire assessmentVaries by homeAbout $515 a year for an average Cape Coral single-family home. It includes a parcel charge and a part based on the city’s building cost value, not the sale price. Check the property’s actual assessment.
What the fee pays for

The association maintains shared areas and provides access to community amenities. The exact services covered depend on the association, so check the budget. The house, the dock and the seawall stay with the owner.

Marina South condo · recent fees

About $670 to $1,010 a monthby building and unit

Marina South I and II are the two high-rise towers on the marina, built in 2006 and 2007.

  • Association feeAbout $670 to $1,010 a monthFees vary by building and unit.
  • City chargesOn the tax billCondos are billed differently from single-family homes.
What the fee pays for

Often the building insurance, reserves, water and sewer, trash, internet and the grounds. What is included, and whether the master fee is included, differs by building, so check the budget.

Marina View or Coach Homes · recent fees

About $950 to $1,200 a monthby building and size

Marina View is a mid-rise building from 2004, and the Coach Homes are low-rise condos from 2003.

  • Marina ViewAbout $950 to $1,200 a monthUnits of about 1,600 to 2,050 square feet.
  • Coach HomesAbout $1,100 a monthThree-bedroom units.
What the fee pays for

Often the building insurance, reserves, water and sewer, trash, internet and the grounds. What is included, and whether the master fee is included, differs by building, so check the budget.

Marina Villas townhome · recent fees

About $950 to $1,250 a monthby phase and size

The Marina Villas are townhomes built in 2023 and 2024. Confirm the association and fee structure for the specific home.

  • Association feeAbout $950 to $1,250 a monthConfirm whether it includes the master association. Some homes show a separate master fee of about $115 to $120 a month.
What the fee pays for

Often the building insurance, reserves, water and sewer, trash, internet and the grounds. What is included, and whether the master fee is included, differs by building, so check the budget.

Check before you buy

For a condo, ask for the budget, the reserve study, the insurance coverage, any special assessment or loan, and any completed or required structural inspection. For a home with a dock, inspect the seawall and dock, confirm what docking rights transfer, and check the route for your boat. Your Worthington agent can help you gather these before you make an offer.

Not included

Property taxes, homeowners and flood insurance, electricity, water, sewer and irrigation bills where billed separately, any unpaid city utility assessment, a marina slip, and upkeep inside the home. Single-family owners also keep up the house, lawn, dock and seawall.

See the fees by neighborhood
Cape Harbour association fees by neighborhood
NeighborhoodHomesFee a month
Harbour Preserve and Harbour PointeSingle-family, gatedAbout $270
Waterfront at Cape HarbourSingle-familyAbout $165 to $230
Marina South I and IIHigh-rise condosAbout $670 to $1,010
Marina ViewMid-rise condosAbout $950 to $1,200
Coach HomesLow-rise condosAbout $1,100
Marina VillasTownhomesAbout $950 to $1,250, some plus a master fee
  • Fees are from 2025 and 2026 and change when each association adopts a new budget.
  • The single-family city charges are the City of Cape Coral’s 2026–27 rates. The fire charge shown is a citywide average, not an estimate for a specific Cape Harbour home.
  • A marina slip is rented separately from Safe Harbor Cape Harbour.
For Owners Who Rent

Renting out a Cape Harbour home: association and city rules

Each part of Cape Harbour sets its own lease rules, and the City of Cape Coral requires every rental to be registered each year.

Rental rules

30 days on most homes

The minimum lease in the single-family areas and most condo buildings. Some buildings allow weekly stays.

  1. The association rules

    Single-family homes usually allow two leases a year of at least 30 days. Condo buildings set their own limits, from weekly stays in some to 30 days in others. Check the current rules for the specific building.

  2. The approval

    Most condo associations approve tenants and charge an application fee.

  3. The city registration

    Register the home with the city every year: $35 for a lease longer than six months, $350 for six months or less, with a six-night minimum for short stays.

  4. The taxes

    Leases of six months or less can owe Florida sales tax and Lee County’s tourist development tax.

The association documents control. Lease rules can change by vote, so read the current rules for the building or neighborhood before you buy to rent.

We work with owners renting in Cape Coral. We can walk you through the association and city rules and what the home realistically rents for.

Detailed Buyer Guide

Living in Cape Harbour: a buyer’s guide

The Cape Harbour marina village in Cape Coral, Florida, seen from above, with the green-roofed waterfront building, the condo towers, townhomes along the canal and mangroves across the water

Cape Harbour sits in southwest Cape Coral, south of Cape Coral Parkway, on the South Spreader Waterway with boating access to the Caloosahatchee River. Building started around the turn of the century and has continued in phases, so the condos date from 2003 to 2007, the single-family homes from the late 1990s through 2024, and the Marina Villas townhomes from 2023 and 2024.

One master association, Cape Harbour at Cape Coral Community Association, covers the community, and each condo building and townhome group has its own association too. That is why the monthly fee depends so much on which part of Cape Harbour you buy in.

Inside Cape Harbour

  • Single-family homes: Larger waterfront homes in the gated Harbour Preserve and Harbour Pointe areas, about 2,400 to 7,800 square feet, most with a private dock, plus a newer group of waterfront homes by the marina.
  • Marina South I and II: Two high-rise condo towers on the marina, built in 2006 and 2007, with two- and three-bedroom units of about 1,275 to 1,800 square feet.
  • Marina View: A mid-rise condo building from 2004 with units of about 1,600 to 2,050 square feet.
  • Coach Homes: Low-rise condos from 2003, three bedrooms, about 1,500 to 1,700 square feet.
  • Marina Villas: Townhomes built in 2023 and 2024, about 1,600 to 2,250 square feet.

Types of Homes in Cape Harbour

A condo or townhome fee covers more than a single-family fee. Condo fees usually include building insurance, reserves, water and sewer, trash and internet, so compare the full monthly cost, not just the fee. Single-family owners pay a smaller master fee and look after their own house, dock and seawall.

For a condo, ask for the current budget, the reserve study, the insurance coverage, any special assessment or association loan, and any completed or required structural inspection. Florida’s inspection and reserve rules depend on the building.

What Living in Cape Harbour Is Like

Life here centers on the marina. Residents walk to waterfront restaurants and a coffee shop, watch the boats come in, and use the community pool, fitness room and tennis courts. The marina village is open to the public, so evenings and weekends can be busy.

Cape Coral Parkway brings groceries and services within a few minutes, and the Cape Coral Bridge leads to south Fort Myers. Use the interactive What’s Nearby map to test the drives to the places that matter to you.

What to Know Before You Buy

  • Fees by neighborhood: Recent association fees run about $165 to $230 a month for the newer waterfront homes by the marina, about $270 in the gated single-family areas, $670 to $1,010 in Marina South I and II, $950 to $1,200 in Marina View, about $1,100 in the Coach Homes and $950 to $1,250 in the Marina Villas, where some homes also show a separate master fee of about $115 to $120. Confirm the current fee and what it covers for the specific home.
  • One-time fee: Some single-family properties show a one-time association fee of about $2,500. Confirm the amount and who pays it before you sign a contract.
  • Boat slips: Safe Harbor rents slips at the marina, and buying a home does not automatically include a marina slip. Many single-family homes and some Marina Villas townhomes have private docks, so confirm exactly what docking rights transfer with the home.
  • The lock is gone: The city removed the Chiquita Lock in June 2025, so boats no longer wait at a lock. The city warns that shallow areas may remain, so check the depth for your boat.
  • Condo inspections and reserves: Ask for the budget, reserve study, insurance, any special assessment or loan, and any completed or required structural inspection.
  • Storm repairs and insurance: Ask about past hurricane or flood damage, completed repairs and permits, and any open insurance claims. For a condo or townhome, check the association’s insurance deductibles and what the owner must insure.
  • Utilities: Water, sewer and irrigation bills may be separate. Check the parcel for any unpaid city utility assessment.
  • Schools: Served by Lee County Public Schools, which places students through School Choice rather than by address.
  • Flood zone: It varies by address. Check it with our flood zone lookup.
Street map of Southwest Florida showing Fort Myers, Cape Coral, Estero, Bonita Springs and Naples Lee & Collier · FEMA flood map
Flood risk

Check a Cape Coral address’s flood zone

Flood zone and insurance costs can vary from one block to the next in Cape Coral. Look up the FEMA flood zone for any address in seconds, so you know the zone before you get an insurance quote and make an offer.

Open the flood zone lookup →

Moving from up north? Compare your winter with Southwest Florida on our Cape Coral page. Our Florida relocation tax calculator compares what you pay now against what you would pay here, and our cost of owning a home guide puts association fees beside property taxes, insurance and the other yearly costs.

Questions & Answers

Cape Harbour FAQs

01What are the HOA fees in Cape Harbour?
The short answer

They depend on the neighborhood, from about $165 a month for some waterfront homes to $1,250 or more for some townhomes.

The gated single-family areas run about $270 a month, Marina South I and II condos about $670 to $1,010, Marina View about $950 to $1,200 and the Coach Homes about $1,100. Some Marina Villas homes also show a separate master fee of about $115 to $120. Condo fees often include building insurance, reserves and some utilities.

02Does a Cape Harbour home come with a boat slip?
The short answer

Some do. Many single-family homes and some Marina Villas townhomes have private docks.

A marina slip is not automatically included. Safe Harbor rents wet slips and dry storage separately, so confirm exactly what docking rights transfer with the specific home.

03Is there still a lock between Cape Harbour and the river?
The short answer

No. The City of Cape Coral removed the Chiquita Lock in June 2025.

The city warns that shallow areas may remain near the old lock, so check the depth for your boat.

04Is Cape Harbour gated?
The short answer

Harbour Preserve and Harbour Pointe are gated. The marina village is open to the public.

Other areas have their own access arrangements, such as keypads and secured garages in the condo buildings, so check the specific property.

05Can you rent out a home in Cape Harbour?
The short answer

Generally, yes, within the rules for the specific neighborhood or building.

Most single-family homes and condo buildings require leases of at least 30 days, some buildings allow weekly stays, and every rental must be registered with the City of Cape Coral each year.

06What does it cost to own a single-family home in the gated areas?
The short answer

About $272 a month in association fees, plus the city charges on the tax bill, property taxes and insurance.

For 2026–27 the city charges a $163 stormwater fee and $384.25 for trash. The fire assessment averages about $515 for a Cape Coral single-family home. It includes a parcel charge and a part based on the city’s building cost value, not the sale price, so check the property’s actual assessment.

07How old are the homes in Cape Harbour?
The short answer

The condos date from 2003 to 2007, and the townhomes from 2023 and 2024.

Single-family homes run from the late 1990s to homes finished in the last few years.

08What flood zone is a Cape Coral home in, and how do I check it?
The short answer

Flood zones change from one block to the next, so the only answer that counts is the one for that exact address.

The zone affects both insurance cost and lender requirements, and two homes on the same street can sit in different ones. Check the FEMA flood zone for the address first, then get a current insurance quote before you make an offer.

Look up any address Southwest Florida flood zone lookup
Nearby

Comparing options nearby? Jump to another Cape Coral community, or see the whole city market.

Cape Coral Yacht Club

Cape Royal

Tarpon Point

Sandoval

All of Cape Coral →
Buying in Cape Harbour?

Compare the right Cape Harbour homes.

Cape Harbour condos sold for a median of $460,000 over the past 12 months and single-family homes for $1,600,000. Before you make an offer, we compare the building or street, the view, the dock and the association fee with recent sales.

Own a Cape Harbour home?

Price your Cape Harbour home within the right comparison set.

Prices here depend on the building, the floor, the view and the dock. We compare your home with the latest Cape Harbour sales of the same kind. See how we sell a Southwest Florida home before you pick an agent.

Worthington Research

Southwest Florida real estate research from Worthington Realty

We research the details that matter when you are comparing Southwest Florida homes and communities, from current market activity and what a home costs to own, to the rules and fees that can change the decision.

Preferred SourcesGoogle Search

Add Worthington to your Google Preferred Sources.

See more from Worthington in Top Stories, and spot our links more easily in Google’s AI answers.

Worthington Realty worthingtonrealty.com

Preferences are managed by Google.

Cape Harbour monthly update

New listings, recent sales and what changed, once a month.

No account needed. Unsubscribe any time.

Sources and how we checked them
Homes, fees and the marina
Home sizes, years built, association fees, lease rules and dock details come from MLS records. Marina details come from Safe Harbor Cape Harbour. The lock removal is on the City of Cape Coral’s Chiquita Boat Lock page.
Renting it out
The registration rules, fees and six-night minimum are on the City of Cape Coral’s rental registration page, effective January 1, 2026. Association lease limits come from MLS records and can change.
What it costs to own
Association fees are from MLS records for 2025 and 2026 and change each year. The single-family city charges are the City of Cape Coral’s rates for October 2026 to September 2027; the 2025–26 rates are on the city’s tax-billed assessments page.

Reviewed by Michael Davis, Head of Market Research and Co-Owner · Updated October 24, 2026

Worthington Realty, Inc. · (239) 437-3334 · 8880 Gladiolus Drive, Suite 102, Fort Myers, FL 33908. Figures describe the market as of October 1, 2026, from Florida Gulf Coast MLS (FGCMLS) records pulled October 10, so late-reported September sales are included. Listing data is deemed reliable but not guaranteed.