Market Conditions Steadying At The Plantation on Treeline
A decade of disruption has reshaped The Plantation. From hurricanes to the pandemic surge to today’s careful recalibration, homeowners here have experienced nearly every kind of market condition and remained remarkably resilient.
After a busy stretch for The Plantation Fort Myers real estate market, both Bridgetown and Somerset are finding steadier ground. Inventory has pulled back from last winter’s surge, prices have adjusted at a natural pace, and well-prepared homes continue to attract buyers.
The data shows a community moving toward balance, though part of today’s calm likely reflects homes that were withdrawn or expired. Some owners have decided to improve what they have, some grew tired of the market noise, and others may be waiting to relist during season.
This report covers October 2024 through September 2025 using Royal Palm Coast REALTOR® Association (RPCRA) MLS data for The Plantation’s two neighborhoods: Bridgetown at The Plantation and Somerset at The Plantation.
Key Takeaways (TL;DR)
- Inventory has thinned but not vanished. Bridgetown fell from 42 active homes in December to 14 in September, a 67% decline.
- Well-priced homes still move quickly. Bridgetown’s median marketing time in September was 9 days.
- Somerset remains the higher-value tier. The median price of $575,000 is 53% above 2019 levels.
- Sale-to-list ratios remain firm. Bridgetown 96.4% | Somerset 92.8%.
- The market is steadying, not settled. Conditions are improving but remain dynamic as season approaches.
The Decade That Shaped The Plantation’s Real Estate Market
Over the past decade, The Plantation has experienced nearly every kind of market influence. Hurricanes, insurance costs, mortgage-rate swings, and record demand all played a part in shaping today’s conditions.
After 2017, insurance premiums increased and never returned to previous levels. That change quietly raised the cost of ownership and continues to affect affordability today.
During the pandemic years, low interest rates and remote work migration brought a surge of buyers. Bridgetown’s inventory dropped to single digits, and Somerset’s prices climbed more than 50% compared to 2019.
By late 2023, the market began to shift again. Insurance costs doubled for many homeowners while mortgage rates stayed close to 7%. Affordability tightened, and listings increased. Bridgetown’s active homes rose from about 15 in early 2023 to 42 by December 2024, the highest level since 2017.
In 2025, the market began finding its footing. After starting the year with mortgage rates above 7%, they gradually declined and are now holding in the mid-6% range. More than a dozen insurance carriers have returned to Florida following legislative reforms, and sellers have adjusted their pricing expectations to match today’s conditions. Inventory eased through the year as some homes sold and others came off the market, withdrawn by owners who chose to stay put, make improvements, or wait for season before deciding their next move.
Bridgetown vs. Somerset at a Glance
| Bridgetown at The Plantation | Somerset at The Plantation | |
| Median price (Sep 2025) | $400,000 | $575,000 |
| Months of supply | 2.7 | 4.8 |
| Median days on market | 9 | 76 |
| Sale-to-list ratio | 96.4% | 92.8% |
| Community profile | A friendly, active neighborhood of single-family homes and attached villas. Known for its sense of community and convenient access to The Plantation’s shared amenities. | A private, golf-oriented neighborhood offering single-family and estate homes with lake and fairway views. Recognized for its well-kept properties and relaxed, refined atmosphere. |
If you’re the type who likes to geek out on the data, check out our Fort Myers Market Report and the Southwest Florida Market Update.
Pricing and Value
Homeowners in The Plantation have built meaningful equity over the past decade. In 2019, most Bridgetown homes sold for around $360,000, and today the median sits near $400,000. For those who bought earlier in the cycle, that steady climb represents years of appreciation and lasting value. Many long-time owners have gained roughly 45 to 60 percent in equity since their original purchase.
Somerset followed a similar path at a higher level. In 2019, homes averaged around $390,000, and the current $575,000 median reflects substantial long-term appreciation of about 50 to 70 percent, depending on when owners purchased.
Prices in both neighborhoods have settled into a healthy range that reflects The Plantation’s quality, location, and resilience. The data points to a community that has moved through rapid swings and found balance rooted in genuine demand and sustained homeowner confidence.
Inventory and Supply
The most visible story along the Treeline corridor is inventory normalizing after two volatile years.
Bridgetown peaked at 42 active homes in December 2024, then fell to 14 in September 2025, a 67% drop. Across Southwest Florida, about half of the listings that came off the market since March did not sell. Many were withdrawn or simply paused as owners reconsidered their plans. The same potential exists here at The Plantation, where a portion of this drop may reflect listings that could return as confidence builds again.
“Inventory at The Plantation feels healthier than it did six months ago,” said Southwest Florida Realtor, Susana Alvarez Davis. “We’re seeing real balance return between buyers and sellers, which is good for everyone. A few homes could still come back to market this winter as owners reconsider their plans, but overall, what we’re seeing now looks sustainable.”
Months of supply followed the same pattern, shrinking from more than 10 months to 2.7, placing Bridgetown temporarily in seller territory. Somerset finished September with 20 active listings and 4.8 months of supply, a balanced range that still gives buyers options and sellers leverage.
Together, these figures suggest a market that is steadying without stalling. Homes continue to move, but both sides are approaching the process with more patience and clarity.
Market Pace and Negotiation
Transaction volume is lower than in peak years, but properly priced homes still move quickly. Bridgetown’s median marketing time in September was 9 days, compared to 50 in 2019. Somerset averaged 76 days, a normal timeline for higher-end properties. Sale-to-list ratios remain firm at 96.4% in Bridgetown and 92.8% in Somerset.
These numbers reflect a market that rewards preparation and accuracy. Sellers who list close to true market value are still achieving near-asking results. Buyers are selective but decisive when homes are priced and presented well.
What Bridgetown & Somerset Homeowners Should Know
Sellers are seeing the best results when they price within 5% of market value. Somerset sellers often experience longer marketing periods due to the higher price range, but buyers in that tier remain engaged and well-qualified. Across both communities, move-in-ready homes continue to attract strong attention.
Buyers are more selective than during the pandemic surge but continue to value quality and location. Homes that show care and preparation stand out, while those in need of updates tend to linger longer. For practical guidance on preparing your home for sale, visit the National Association of REALTORS® Consumer Guide.
Many homeowners who stepped back from the market earlier in the year are expected to reevaluate their plans as season approaches.
Frequently Asked Questions
Most Bridgetown buyers who purchased at 2021–2022 peaks paid $500K–$650K. Today’s $400K median reflects newer sales, not your home’s value. Well-kept homes still hold equity. The key question isn’t “am I underwater?” but “do I need to sell right now?” If not, let the market keep normalizing.
Pricing within 3–5% of recent comps drives quick showings. Homes listed 10% or more above market tend to sit, regardless of condition. Updated finishes and professional photos make a clear difference in buyer response.
Listing now means less competition but fewer active buyers. Waiting until January or February brings more traffic but also more listings. Homes in great shape can sell anytime; those needing updates usually do better in peak season.
Premiums remain high but steadier. Most owners saw 30–50% increases in 2023–2024, while 2025 renewals have eased slightly. More than a dozen insurers have re-entered Florida’s market, helping moderate costs and improve options for homeowners.
The Plantation offers newer construction than Gateway, lower fees than golf-equity clubs like Fiddlesticks, and quick access to I-75, Gulf Coast Town Center, and RSW Airport. It continues to attract buyers seeking quality and convenience.
Final Thoughts on The Plantation Real Estate Market
Market conditions across The Plantation on Treeline show a community that has adapted to change and held steady through it. Bridgetown’s tight supply and Somerset’s consistent pace reflect neighborhoods that continue to attract confident buyers and thoughtful sellers.
For homeowners, this is a market that rewards preparation and perspective. As always, clarity, communication, and care lead to the best outcomes.
Most homeowners feel overwhelmed when it’s time to move. At Worthington Realty, Southwest Florida Realtors Susana Alvarez Davis and our team provide personalized guidance and clear communication so that you feel heard, valued, and confident in your decisions.
Source: Royal Palm Coast REALTOR® Association | Data through September 2025
